Trusttexas Bank, S.S.B.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 2.40 percentage points in Q2 2026, from 53.00% to 55.40%. It was the largest change from Q1 2026 among the key lines here. Trusttexas Bank, S.S.B. ranks 262nd of 346 Texas banks on loan-to-deposit ratio, in the lower half at 55.40% (Q2 2026). Trusttexas Bank, S.S.B. reported 55.40% on loan-to-deposit ratio for Q2 2026, 25.43 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $80.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $166.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 55.40% |
| Net loans and leases to deposits | 54.92% |
| Loans and leases to core deposits | 61.65% |
| Core deposits to total deposits | 89.87% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 50.03% | 84.54% | $0 | $86.3M |
| Q4 2023 | 51.49% | 85.15% | $0 | $85.5M |
| Q1 2024 | 51.58% | 88.52% | $0 | $65.0M |
| Q2 2024 | 51.62% | 87.86% | $0 | $50.0M |
| Q3 2024 | 50.68% | 87.86% | $0 | $40.0M |
| Q4 2024 | 50.63% | 88.36% | $0 | $30.0M |
| Q1 2025 | 50.62% | 88.84% | $0 | $0 |
| Q2 2025 | 49.74% | 88.59% | $0 | $0 |
| Q3 2025 | 49.26% | 89.50% | $0 | $0 |
| Q4 2025 | 48.73% | 89.55% | $0 | $0 |
| Q1 2026 | 53.00% | 89.39% | $0 | $0 |
| Q2 2026 | 55.40% | 89.87% | $0 | $0 |
Trusttexas Bank, S.S.B. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Trusttexas Bank, S.S.B., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Trusttexas Bank, S.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28515) · FFIEC NIC profile (RSSD 539872)