Peoples State Bank of Hallettsville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 3.22 percentage points in Q2 2026, from 51.47% to 54.69%. It was the largest change from Q1 2026 among the key lines here. Within Texas, Peoples State Bank of Hallettsville is 285th of 346 on loan-to-deposit ratio, 45.39% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Peoples State Bank of Hallettsville sits 35.45 points lower, at 45.39% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $89.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $227.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 45.39% |
| Net loans and leases to deposits | 45.05% |
| Loans and leases to core deposits | 54.69% |
| Core deposits to total deposits | 80.57% |
| Brokered deposits to total deposits | 2.41% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 41.01% | 85.64% | $0 | $13.0M |
| Q4 2023 | 39.01% | 86.24% | $0 | $13.0M |
| Q1 2024 | 38.79% | 85.25% | $0 | $13.0M |
| Q2 2024 | 41.68% | 83.98% | $0 | $0 |
| Q3 2024 | 40.55% | 81.36% | $0 | $0 |
| Q4 2024 | 40.96% | 82.68% | $0 | $0 |
| Q1 2025 | 42.98% | 83.43% | $0 | $0 |
| Q2 2025 | 43.42% | 80.89% | $0 | $0 |
| Q3 2025 | 42.56% | 79.93% | $0 | $0 |
| Q4 2025 | 41.60% | 80.22% | $0 | $0 |
| Q1 2026 | 43.16% | 81.46% | $0 | $0 |
| Q2 2026 | 45.39% | 80.57% | $0 | $0 |
Peoples State Bank of Hallettsville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples State Bank of Hallettsville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples State Bank of Hallettsville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10719) · FFIEC NIC profile (RSSD 530851)