Eagle Bank (Glenwood, MN)
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Data as of · sourced from FFIEC call reports. How we update
Eagle Bank is an FDIC-insured commercial bank headquartered in Glenwood, MN, established in 1908 (FDIC certificate 8824), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $226.9M, up 5.1% from Q2 2025, the 108th largest of 221 banks headquartered in Minnesota. Its CET1 capital ratio was 22.37% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 8824
- Headquarters
- Glenwood, MN
- Established
- 1908
- Total assets, Q2 2026
- $226.9M
- Assets vs Q2 2025
- +5.1%
- CET1 ratio, Q2 2026
- 22.37%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 091902036
- Holding company
- EAGLE INVESTMENT COMPANY, INC.
- Asset rank in state
- 108th of 221 in Minnesota
Problem loans are rising at Eagle Bank. Its balance sheet stood at $227 million at June 30, 2026, up 5.1% from a year earlier; it is based in Glenwood, Minnesota. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.58% of loans from 0.06% a year earlier. It earns about $2.60 a year on every $100 of assets, about double the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 43 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).
Earnings jumped: net income for the quarter was $1.5 million, 54% above the same quarter a year earlier. Over the same year, loans shrank 2.4% and deposits grew 5.0%.
As of June 30, 2026, Eagle Bank reported a CET1 capital ratio of 22.37%, a return on assets of 2.60%, a nonperforming-loan ratio of 0.58% and a Texas ratio of 4.49%. The figures come from its call report filed with the FFIEC.
Eagle Bank ranks as the 108th largest of the 221 banks based in Minnesota, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 1.7% to $226.9M, loans fell 0.3% and deposits rose 1.6%. 1-4 family residential loans made up 36.3% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 13.7%. Its 5 offices in the FDIC Summary of Deposits are in 5 cities in MN; its Glenwood office books 54% of its branch deposits. By the capital ratios in its Q2 2026 call report, Eagle Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2 Franklin St S, Glenwood, MN 56334
- County
- Pope
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- January 4, 1908
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 34
- Domestic deposits
- $193.7M
- Allowance for credit losses
- $1.8M
- Net charge-offs (YTD)
- $728K
- Average total assets
- $228.0M
- Average total loans
- $135.1M
- Average interest-bearing deposits
- $152.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 8824
- Fed RSSD
- 1000959
- Website
- http://www.eaglebankmn.com →
- Parent Holding Company
- EAGLE INVESTMENT COMPANY, INC. (RSSD 2565950)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Eagle Bank's total assets moved between a low of $214.4M (Q1 2025) and a high of $227.7M (Q4 2023) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$226.9M total assets against $215.9M; $195.0M total liabilities against $186.7M.
$133.2M net loans and leases against $136.3M; $193.7M total deposits against $184.4M.
$63.2M securities against $59.4M; $23.7M cash and balances due against $13.3M.
$3.0M total interest income against $2.7M; $587K total interest expense against $563K.
$2.4M net interest income against $2.1M.
$346K total noninterest income against $341K; $1.2M total noninterest expense against $1.5M.
$60K provision for credit losses against $30K.
$1.5M net income against $961K.
2.60% return on assets against 1.77%; 4.34% net interest margin against 4.10%.
22.37% CET1 capital ratio against 20.49%; 14.35% tier 1 leverage ratio against 14.07%.
Inside the full Eagle Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeEagle Bank rankings
Its closest position to the top of a national ranking is 140 of 3,611, for ROA; its furthest is 2,818 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.32% (Q4 2025) to 2.60% (Q2 2026) and its net interest margin ran from 3.70% (Q3 2024) to 4.34% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 22.37% | 2.60% | 0.58% | 4.49% | 4.34% |
| Q1 2026 | 22.11% | 2.28% | 0.14% | 2.73% | 4.27% |
| Q4 2025 | 20.98% | 1.32% | 1.01% | 4.28% | 4.33% |
| Q3 2025 | 21.13% | 1.84% | 0.02% | 0.75% | 4.21% |
| Q2 2025 | 20.49% | 1.77% | 0.06% | 0.96% | 4.10% |
| Q1 2025 | 21.30% | 2.28% | 0.08% | 0.43% | 3.83% |
| Q4 2024 | 20.29% | 1.79% | 0.16% | 0.73% | 3.73% |
| Q3 2024 | 19.31% | 1.93% | 0.02% | 0.11% | 3.70% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Eagle Bank (main office) | Glenwood , MN | 56334 | $103.9M |
| Starbuck Branch | Starbuck , MN | 56381 | $33.7M |
| Elbow Lake Branch | Elbow Lake , MN | 56531 | $28.4M |
| Villard Branch | Villard , MN | 56385 | $17.0M |
| Wendell Branch | Wendell , MN | 56590 | $10.9M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 5, 1995 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 5, 1995 | Structure Change | Acquired State Bank of Wendell Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MN, rank 139 of 277 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $47K approved, $47K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2005 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Eagle Bank
What are Eagle Bank's total assets?
As of the Q2 2026 filing, Eagle Bank reported total assets of $226.9 million in its FFIEC call report.
Where is Eagle Bank headquartered?
It is headquartered in Glenwood, MN, United States.
When was Eagle Bank founded?
It was established in 1908, per the FDIC institution directory.
Is Eagle Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #8824). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Eagle Bank?
Eagle Bank's primary federal regulator is the FDIC.
What is Eagle Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 22.37% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Eagle Bank operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Eagle Bank's Texas Ratio?
Its Texas Ratio is 4.49% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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