Eagle Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Yield on securities, which rose 0.29 percentage points to 3.03%. Within Minnesota, Eagle Bank is 72nd of 221 on net interest margin, 4.34% as of Q2 2026. Eagle Bank reported 4.34% on net interest margin for Q2 2026, 0.40 points above the 3.94% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.41% |
| Yield on loans | 6.90% |
| Yield on securities | 3.03% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.12% |
| Cost of interest-bearing deposits | 1.73% |
| Cost of interest-bearing liabilities | 1.73% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.34% |
| Yield to cost spread | 3.68% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.3M |
| Total interest expense | $587K |
| Interest expense on deposits | $587K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.02% | 0.97% | 3.14% | 5.96% | 1.45% |
| Q4 2023 | 4.22% | 1.18% | 3.15% | 6.20% | 1.48% |
| Q1 2024 | 4.41% | 1.36% | 3.18% | 6.36% | 1.59% |
| Q2 2024 | 4.68% | 1.41% | 3.41% | 6.53% | 1.67% |
| Q3 2024 | 4.95% | 1.40% | 3.70% | 6.83% | 1.78% |
| Q4 2024 | 4.94% | 1.37% | 3.73% | 6.73% | 1.93% |
| Q1 2025 | 4.98% | 1.28% | 3.83% | 6.65% | 1.97% |
| Q2 2025 | 5.17% | 1.22% | 4.10% | 6.76% | 2.17% |
| Q3 2025 | 5.33% | 1.27% | 4.21% | 6.85% | 2.34% |
| Q4 2025 | 5.40% | 1.22% | 4.33% | 6.83% | 2.58% |
| Q1 2026 | 5.32% | 1.19% | 4.27% | 6.74% | 2.74% |
| Q2 2026 | 5.41% | 1.12% | 4.34% | 6.90% | 3.03% |
Eagle Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Eagle Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eagle Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8824) · FFIEC NIC profile (RSSD 1000959)