Eagle Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 723.18 percentage points in Q2 2026, from 955.08% to 231.90%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Eagle Bank ranks 10th highest among the 221 banks headquartered in Minnesota, at 2.60% (Q2 2026). Eagle Bank's return on assets of 2.60% is well above the 1.26% median for banks in the $100M-1B asset tier, a gap of 1.34 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 22.37% |
| Tier 1 risk-based capital ratio | 22.37% |
| Total risk-based capital ratio | 23.62% |
| Tier 1 leverage ratio | 14.35% |
| Equity capital to assets | 14.06% |
| Tangible equity to tangible assets | 13.92% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.58% |
| Non-performing assets ratio | 0.66% |
| Net charge-off ratio | 0.04% |
| Texas ratio | 4.49% |
| Allowance for credit losses to loans | 1.36% |
| Reserve coverage of non-performing loans | 231.90% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.60% |
| Return on equity | 18.74% |
| Net interest margin | 4.34% |
| Efficiency ratio | 42.86% |
| Yield on earning assets | 5.41% |
| Cost of funds | 1.12% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 69.74% |
| Core deposits to total deposits | 91.06% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.37% |
| Securities to assets | 27.86% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.99% | 18.99% | 20.25% | 12.18% | 1.36% |
| Q4 2023 | 19.28% | 19.28% | 20.53% | 12.44% | 1.36% |
| Q1 2024 | 20.20% | 20.20% | 21.46% | 12.48% | 1.41% |
| Q2 2024 | 19.14% | 19.14% | 20.39% | 12.77% | 1.47% |
| Q3 2024 | 19.31% | 19.31% | 20.56% | 13.13% | 1.93% |
| Q4 2024 | 20.29% | 20.29% | 21.55% | 13.70% | 1.79% |
| Q1 2025 | 21.30% | 21.30% | 22.55% | 14.14% | 2.28% |
| Q2 2025 | 20.49% | 20.49% | 21.74% | 14.07% | 1.77% |
| Q3 2025 | 21.13% | 21.13% | 22.39% | 14.15% | 1.84% |
| Q4 2025 | 20.98% | 20.98% | 22.23% | 14.23% | 1.32% |
| Q1 2026 | 22.11% | 22.11% | 23.33% | 14.70% | 2.28% |
| Q2 2026 | 22.37% | 22.37% | 23.62% | 14.35% | 2.60% |
Eagle Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Eagle Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eagle Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8824) · FFIEC NIC profile (RSSD 1000959)