Eagle Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 34.5% in Q2 2026, from $17.6M to $23.7M. It was the largest change from Q1 2026 among the key lines here. Within Minnesota, Eagle Bank is 159th of 221 on loan-to-deposit ratio, 69.74% as of Q2 2026. Eagle Bank reported 69.74% on loan-to-deposit ratio for Q2 2026, 10.82 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $23.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $86.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 69.74% |
| Net loans and leases to deposits | 68.79% |
| Loans and leases to core deposits | 76.58% |
| Core deposits to total deposits | 91.06% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 65.07% | 97.02% | $3.1M | $7.0M |
| Q4 2023 | 63.27% | 92.03% | $0 | $7.0M |
| Q1 2024 | 64.00% | 88.20% | $0 | $7.0M |
| Q2 2024 | 69.63% | 89.51% | $0 | $4.0M |
| Q3 2024 | 73.80% | 92.06% | $7.2M | $4.0M |
| Q4 2024 | 74.75% | 90.35% | $11.0M | $0 |
| Q1 2025 | 70.89% | 89.89% | $0 | $0 |
| Q2 2025 | 75.08% | 91.27% | $1.0M | $0 |
| Q3 2025 | 72.26% | 89.79% | $0 | $0 |
| Q4 2025 | 75.75% | 91.83% | $5.8M | $0 |
| Q1 2026 | 71.09% | 91.55% | $0 | $0 |
| Q2 2026 | 69.74% | 91.06% | $0 | $0 |
Eagle Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Eagle Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Eagle Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8824) · FFIEC NIC profile (RSSD 1000959)