Lakeview Bank
BankRegReports is independent of Lakeview Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Lakeview Bank is an FDIC-insured commercial bank headquartered in Lakeville, MN, established in 2004 (FDIC certificate 57785), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $218.3M, up 22.4% from Q2 2025, the 111th largest of 221 banks headquartered in Minnesota. Its CET1 capital ratio was 12.98% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 57785
- Headquarters
- Lakeville, MN
- Established
- 2004
- Total assets, Q2 2026
- $218.3M
- Assets vs Q2 2025
- +22.4%
- CET1 ratio, Q2 2026
- 12.98%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 091917351
- Holding company
- LAKEVIEW BANCORPORATION, INC.
- Asset rank in state
- 111th of 221 in Minnesota
Lakeview Bank is growing quickly. It reported $218 million in assets at June 30, 2026, up 22.4% from a year earlier. It grew deposits 21.4% over the year, 5.3 times the median of 4.0% for the 2,660 banks with $100 million to $1 billion in assets. It also funds 8.91% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.99%).
The commercial and industrial book ($17 million) is worsening: 5.71% of it is past due or on nonaccrual, up from 0.17% a year earlier. The non-owner-occupied commercial real estate book ($18 million) is worsening: 5.18% of it is past due or on nonaccrual, up from 1.97% a year earlier. Credit is the area to watch: it carries problem assets equal to 8.0% of the capital and reserves that would absorb them, about triple the median of 2.6% for banks its size.
As of June 30, 2026, Lakeview Bank reported a CET1 capital ratio of 12.98%, a return on assets of 1.26%, a nonperforming-loan ratio of 1.00% and a Texas ratio of 7.96%. The figures come from its call report filed with the FFIEC.
Lakeview Bank ranks as the 111th largest of the 221 banks based in Minnesota, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 4.7% to $218.3M, loans rose 5.6% and deposits rose 4.8%. 1-4 family residential loans made up 41.3% of its total loans on June 30, 2026, its largest category; next came owner-occupied commercial real estate loans at 28.0%. Its 2 offices in the FDIC Summary of Deposits are in Lakeville, MN. By the capital ratios in its Q2 2026 call report, Lakeview Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 9725 163rd St W, Lakeville, MN 55044
- County
- Dakota
- Metro Area
- Minneapolis-St. Paul-Bloomington, MN-WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- July 8, 2004
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 23
- Domestic deposits
- $195.8M
- Allowance for credit losses
- $1.7M
- Net charge-offs (YTD)
- $360K
- Average total assets
- $204.3M
- Average total loans
- $145.8M
- Average interest-bearing deposits
- $126.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 8, 2004
- FDIC Cert
- 57785
- Fed RSSD
- 3253834
- SEC CIK
- 1524095 → filed by LAKEVIEW BANCORPORATION, INC.
- Website
- www.lakeview.bank →
- Parent Holding Company
- LAKEVIEW BANCORPORATION, INC. (RSSD 3253825)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Lakeview Bank's total assets ranged from $152.2M (Q3 2023) to $218.3M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$218.3M total assets against $178.4M; $201.2M total liabilities against $163.2M.
$149.0M net loans and leases against $133.4M; $195.8M total deposits against $161.3M.
$27.0M securities against $26.8M; $35.6M cash and balances due against $12.4M.
$3.0M total interest income against $2.6M; $834K total interest expense against $789K.
$2.2M net interest income against $1.8M.
$163K total noninterest income against $149K; $1.3M total noninterest expense against $1.2M.
$140K provision for credit losses against $75K.
$645K net income against $509K.
1.26% return on assets against 1.16%; 4.48% net interest margin against 4.35%.
12.98% CET1 capital ratio against 13.38%; 8.91% tier 1 leverage ratio against 9.41%.
Inside the full Lakeview Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeLakeview Bank rankings
Its closest position to the top of a national ranking is 843 of 3,640, for Texas Ratio; its furthest is 2,857 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.96% (Q1 2025) to 1.35% (Q4 2024) and its net interest margin ran from 3.91% (Q3 2024) to 4.48% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.98% | 1.26% | 1.00% | 7.96% | 4.48% |
| Q1 2026 | 13.38% | 1.01% | 0.96% | 7.54% | 4.12% |
| Q4 2025 | 13.69% | 1.13% | 1.12% | 8.55% | 4.37% |
| Q3 2025 | 13.45% | 1.16% | 1.14% | 9.03% | 4.41% |
| Q2 2025 | 13.38% | 1.16% | 0.71% | 5.67% | 4.35% |
| Q1 2025 | 13.45% | 0.96% | 0.50% | 3.99% | 3.95% |
| Q4 2024 | 13.82% | 1.35% | 0.60% | 4.82% | 4.02% |
| Q3 2024 | 13.50% | 0.99% | 0.67% | 5.46% | 3.91% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lakeview Bank (main office) | Lakeville , MN | 55044 | $195.1M |
| The Fountains at Hosanna Branch | Lakeville , MN | 55044 | $672K |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MN, rank 137 of 277 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 65 applications, 58 loans originated, $16.0M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $125K approved, $125K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2024 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Lakeview Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Lakeview Bank
What are Lakeview Bank's total assets?
As of the Q2 2026 filing, Lakeview Bank reported total assets of $218.3 million in its FFIEC call report.
Where is Lakeview Bank headquartered?
It is headquartered in Lakeville, MN, United States.
When was Lakeview Bank founded?
It was established in 2004, per the FDIC institution directory.
Is Lakeview Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Lakeview Bank?
Lakeview Bank's primary federal regulator is the FDIC.
What is Lakeview Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.98% in its Q2 2026 call report, above regulatory requirements.
How many branches does Lakeview Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Lakeview Bank's Texas Ratio?
Its Texas Ratio is 7.96% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Lakeview Bank.
Get an email when Lakeview Bank files its next call report, and benchmark it against any peer you choose.
Unlock Lakeview Bank, freeFree account