Lakeview Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lakeview Bank of Lakeville, MN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Ahead of the peer average, behind the median peer. | 1.26% | 1.25% | +0.01% | 49th below |
| ROAE | 15.37% | 12.22% | +3.15% | 67th above |
| Net Interest Margin | 4.48% | 3.95% | +0.53% | 78th top |
| Efficiency Ratio | 55.06% | 63.71% | -8.65% | 68th above |
| PPNR / Avg Assets | 2.06% | — | — | 74th above |
| Yield on Earning Assets | 6.16% | 5.67% | +0.49% | 75th top |
| Cost of Funds | 1.72% | 1.87% | -0.15% | 55th above |
| Net Interest Spread | 3.65% | — | — | 67th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.00% | 0.88% | +0.12% | 28th below |
| NPA / Total Assets | 0.69% | — | — | 30th below |
| NCO / Avg Loans | 0.84% | 0.15% | +0.69% | 4th bottom |
| ACL / Total Loans | 1.16% | — | — | 45th below |
| ACL / NPLs (Coverage) | 116.13% | — | — | 31st below |
| Texas Ratio | 7.96% | 5.96% | +2.00% | 23rd bottom |
| Provision / NCO | 45.75% | — | — | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.98% | 17.18% | -4.20% | 28th below |
| Tier 1 Ratio | 12.98% | 17.21% | -4.23% | 28th below |
| Total Capital Ratio | 14.23% | — | — | 29th below |
| Leverage Ratio | 8.91% | 11.75% | -2.84% | 11th bottom |
| Equity / Assets | 7.87% | 10.98% | -3.11% | 12th bottom |
| TCE / Tangible Assets | 7.84% | — | — | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 76.98% | 80.44% | -3.46% | 58th above |
| Core Deposit Ratio | 82.87% | 86.95% | -4.08% | 24th bottom |
| Wholesale Funding Ratio | 2.06% | — | — | 67th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 22.36% | — | — | 96th top |
| Loan Growth (Y/Y) | 11.49% | — | — | 77th top |
| Deposit Growth (Y/Y) | 21.37% | — | — | 95th top |
See Lakeview Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lakeview Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lakeview Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Lakeview Bank peer analysis.