Petefish, Skiles & Company
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Data as of · sourced from FFIEC call reports. How we update
Petefish, Skiles & Company is an FDIC-insured commercial bank headquartered in Virginia, IL, established in 1870 (FDIC certificate 10829), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $501.6M, up 7.1% from Q2 2025, the 101st largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.12% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 10829
- Headquarters
- Virginia, IL
- Established
- 1870
- Total assets, Q2 2026
- $501.6M
- Assets vs Q2 2025
- +7.1%
- Tier 1 leverage ratio, Q2 2026
- 9.12%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 071107262
- Latest call report
- Q2 2026, FFIEC 051 · Petefish, Skiles & Company call report
- Holding company
- PETEFISH, SKILES BANCSHARES, INC.
- Asset rank in state
- 101st of 319 in Illinois
Petefish, Skiles & Company operates with a thinner capital cushion than most banks of its size. The Virginia, Illinois bank had $502 million in assets at June 30, 2026, up 7.1% from a year earlier. It funds 9.12% of its assets with Tier 1 capital, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 10.99%). On the other hand, it returns 19.3% a year on shareholders' equity, higher than about three-quarters of banks its size (median 12.5%).
Net income for the quarter rose 17% from a year earlier, to $2.2 million. Over the same year, loans grew 10.8% and deposits grew 6.7%.
As of June 30, 2026, Petefish, Skiles & Company reported a return on assets of 1.78%, a nonperforming-loan ratio of 0.14% and a Texas ratio of 1.15%. The figures come from its call report filed with the FFIEC.
Of the 319 banks headquartered in Illinois, Petefish, Skiles & Company is the 101st largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 0.2% to $501.6M, loans rose 4.8% and deposits fell 1.3%. The largest part of its loan book on June 30, 2026 was farmland and other real estate loans, at 30.9% of total loans, ahead of 1-4 family residential loans at 26.5%. The FDIC Summary of Deposits lists 6 offices for it, in 6 cities in IL; its Virginia office books 25% of its branch deposits. Judged on its Q2 2026 call report, Petefish, Skiles & Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 102 W Beardstown St, Virginia, IL 62691
- County
- Cass
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1870
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 86
- Domestic deposits
- $439.8M
- Allowance for credit losses
- $3.4M
- Net charge-offs (YTD)
- $17K
- Average total assets
- $501.0M
- Average total loans
- $347.8M
- Average interest-bearing deposits
- $352.8M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 10829
- Fed RSSD
- 602543
- Website
- https://www.petefishskiles.com →
- Parent Holding Company
- PETEFISH, SKILES BANCSHARES, INC. (RSSD 2728652)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Petefish, Skiles & Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Petefish, Skiles & Company's total assets moved between a low of $298.7M (Q4 2023) and a high of $502.5M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$501.6M total assets against $468.3M; $454.2M total liabilities against $423.3M.
$351.7M net loans and leases against $318.1M; $439.8M total deposits against $412.0M.
$76.7M securities against $81.5M; $40.4M cash and balances due against $37.3M.
$6.6M total interest income against $6.3M; $1.6M total interest expense against $1.4M.
$5.1M net interest income against $4.8M.
$1.0M total noninterest income against $853K; $3.8M total noninterest expense against $3.6M.
$0 provision for credit losses against $75K.
$2.2M net income against $1.9M.
1.78% return on assets against 1.60%; 4.39% net interest margin against 4.39%.
9.12% tier 1 leverage ratio against 9.33%.
Inside the full Petefish, Skiles & Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freePetefish, Skiles & Company rankings
Its closest position to the top of a national ranking is 778 of 3,611, for ROA; its furthest is 2,615 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.99% (Q3 2024) to 3.99% (Q4 2024) and its net interest margin ran from 3.59% (Q3 2024) to 10.18% (Q4 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.12% | 1.78% | 0.14% | 1.15% | 4.39% |
| Q1 2026 | 8.89% | 1.57% | 0.08% | 0.72% | 4.31% |
| Q4 2025 | 8.90% | 0.99% | 0.18% | 1.56% | 4.43% |
| Q3 2025 | 9.52% | 1.51% | 0.21% | 2.62% | 4.45% |
| Q2 2025 | 9.33% | 1.60% | 0.24% | 2.95% | 4.39% |
| Q1 2025 | 9.40% | 1.55% | 0.41% | 3.33% | 4.26% |
| Q4 2024 | 9.28% | 3.99% | 0.53% | 4.63% | 10.18% |
| Q3 2024 | 9.38% | 0.99% | 0.55% | 4.91% | 3.59% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Petefish, Skiles & Co. | Virginia , IL | 62691 | $111.5M |
| The First National Bank of Beardstown Branch | Beardstown , IL | 62618 | $87.0M |
| Petefish, Skiles & Co. Bank Branch | Jacksonville , IL | 62650 | $83.7M |
| Petersburg Branch | Petersburg , IL | 62675 | $64.4M |
| First National Bank of Winchester Branch | Winchester , IL | 62694 | $51.5M |
| Havana Branch | Havana , IL | 62644 | $41.7M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 11, 2024 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 11, 2024 | Structure Change | Acquired The First National Bank of Beardstown Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 30, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 30, 2007 | Structure Change | Acquired Peoples State Bank of Chandlerville Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 119 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 539 applications, 375 loans originated, $55.1M originated, across 7 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $3.0M approved, $3.0M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Petefish, Skiles & Company
What are Petefish, Skiles & Company's total assets?
As of the Q2 2026 filing, Petefish, Skiles & Company reported total assets of $501.6 million in its FFIEC call report.
Where is Petefish, Skiles & Company headquartered?
It is headquartered in Virginia, IL, United States.
When was Petefish, Skiles & Company founded?
It was established in 1870, per the FDIC institution directory.
Is Petefish, Skiles & Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #10829). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Petefish, Skiles & Company?
Petefish, Skiles & Company's primary federal regulator is the FDIC.
How many branches does Petefish, Skiles & Company operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Petefish, Skiles & Company's Texas Ratio?
Its Texas Ratio is 1.15% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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