Casey State Bank
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Data as of · sourced from FFIEC call reports. How we update
Casey State Bank is an FDIC-insured commercial bank headquartered in Casey, IL, established in 1880 (FDIC certificate 3614), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $496.7M, up 3.1% from Q2 2025, the 103rd largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.99% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 3614
- Headquarters
- Casey, IL
- Established
- 1880
- Total assets, Q2 2026
- $496.7M
- Assets vs Q2 2025
- +3.1%
- Tier 1 leverage ratio, Q2 2026
- 10.99%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 071106195
- Holding company
- EAGLE FINANCIAL CORP.
- Asset rank in state
- 103rd of 319 in Illinois
Problem loans are rising at Casey State Bank. It reported $497 million in assets at June 30, 2026, up 3.1% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.02% of loans from 0.27% a year earlier. It spends about 51 cents to bring in each dollar of revenue, lower than about three-quarters of the 2,660 banks with $100 million to $1 billion in assets (median 61 cents).
The commercial and industrial book ($84 million) is worsening: 8.12% of it is past due or on nonaccrual, up from 4.82% a year earlier. Delinquency has appeared in its $79 million non-owner-occupied commercial real estate book: 2.36% of those loans are past due or on nonaccrual, against almost none a year earlier. One more trend to watch: net income for the quarter slipped 15% from a year earlier, to $2.0 million.
As of June 30, 2026, Casey State Bank reported a return on assets of 1.59%, a nonperforming-loan ratio of 1.02% and a Texas ratio of 6.76%. The figures come from its call report filed with the FFIEC.
Of the 319 banks headquartered in Illinois, Casey State Bank is the 103rd largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 1.9% to $496.7M, loans rose 1.9% and deposits fell 2.0%. The largest part of its loan book on June 30, 2026 was commercial and industrial loans, at 21.5% of total loans, ahead of non-owner-occupied commercial real estate loans at 20.3%. Its 6 offices in the FDIC Summary of Deposits are in 6 cities in IL; its Casey office books 40% of its branch deposits. On its Q2 2026 call report, Casey State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 305 N Central Ave, Casey, IL 62420
- County
- Clark
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1880
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 75
- Domestic deposits
- $442.8M
- Allowance for credit losses
- $7.3M
- Net charge-offs (YTD)
- $48K
- Average total assets
- $503.3M
- Average total loans
- $386.0M
- Average interest-bearing deposits
- $381.6M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 3614
- Fed RSSD
- 306337
- Website
- WWW.CASEYSTATEBANK.COM →
- Parent Holding Company
- EAGLE FINANCIAL CORP. (RSSD 3958867)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Casey State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Casey State Bank's total assets moved between a low of $459.9M (Q3 2023) and a high of $506.4M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$496.7M total assets against $481.9M; $445.0M total liabilities against $435.4M.
$384.2M net loans and leases against $365.8M; $442.8M total deposits against $433.2M.
$63.2M securities against $62.3M; $26.7M cash and balances due against $31.0M.
$7.4M total interest income against $7.1M; $2.4M total interest expense against $2.5M.
$5.0M net interest income against $4.7M.
$529K total noninterest income against $567K; $2.9M total noninterest expense against $2.7M.
$610K provision for credit losses against $136K.
$2.0M net income against $2.4M.
1.59% return on assets against 1.97%; 4.17% net interest margin against 4.06%.
10.99% tier 1 leverage ratio against 10.90%.
Inside the full Casey State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCasey State Bank rankings
Its closest position to the top of a national ranking is 865 of 3,606, for efficiency ratio; its furthest is 1,788 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.35% (Q3 2024) to 1.97% (Q2 2025) and its net interest margin ran from 3.38% (Q3 2024) to 4.28% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.99% | 1.59% | 1.02% | 6.76% | 4.17% |
| Q1 2026 | 11.49% | 1.77% | 0.50% | 3.25% | 4.19% |
| Q4 2025 | 11.11% | 1.71% | 0.25% | 1.71% | 4.28% |
| Q3 2025 | 10.94% | 1.88% | 0.31% | 2.10% | 4.14% |
| Q2 2025 | 10.90% | 1.97% | 0.27% | 1.90% | 4.06% |
| Q1 2025 | 10.92% | 1.70% | 0.17% | 1.19% | 3.91% |
| Q4 2024 | 10.26% | 1.43% | 0.16% | 1.18% | 3.64% |
| Q3 2024 | 10.10% | 1.35% | 1.05% | 7.47% | 3.38% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Casey State Bank (main office) | Casey , IL | 62420 | $176.9M |
| Lawrenceville Banking Center Branch | Lawrenceville , IL | 62439 | $84.4M |
| Casey State Bank Mattoon Branch | Mattoon , IL | 61938 | $57.0M |
| Marshall Branch | Marshall , IL | 62441 | $53.2M |
| Crawford Branch | Robinson , IL | 62454 | $39.8M |
| Casey State Bank - Martinsville Branch | Martinsville , IL | 62442 | $31.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 14, 2009 | Structure Change | Acquired First State Bank of Biggsville Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 13, 2009 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC); 5 against individuals associated with it
- March 31, 1993, OCC: Cease-and-Desist Order (C&D) or Personal Cease-and-Desist Order (PC&D): The Casey National Bank
- Period: Most recent institution action March 31, 1993. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in IL, rank 117 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 5 loans, $246K approved, $49K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1994 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Casey State Bank
What are Casey State Bank's total assets?
As of the Q2 2026 filing, Casey State Bank reported total assets of $496.7 million in its FFIEC call report.
Where is Casey State Bank headquartered?
It is headquartered in Casey, IL, United States.
When was Casey State Bank founded?
It was established in 1880, per the FDIC institution directory.
Is Casey State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #3614). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Casey State Bank?
Casey State Bank's primary federal regulator is the FDIC.
How many branches does Casey State Bank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Casey State Bank's Texas Ratio?
Its Texas Ratio is 6.76% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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