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BanksBank of Belleville

Bank of Belleville

BELLEVILLE, ILMediumEst. Nov 4, 2005FDIC #58114RSSD #3374403FDIC
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Bank of Belleville is an FDIC-insured commercial bank, during the Gramm-Leach-Bliley deregulation period. Bank of Belleville's Q1 2026 balance sheet shows $549M in assets funded primarily by $445M in customer deposits. Returns are in line with industry norms at 0.86% ROA and 12.18% ROE; net interest margin is 3.19%. Capital is comfortably above regulatory minimums — CET1 ratio of 11.15% sits well above the 7% well-capitalized threshold. Credit conditions bear watching: 1.77% NPL ratio with a 15.54% Texas Ratio (elevated but below the 100% concern level). 4 branches make up the footprint.

Headquarters Profile

Address
215 S Illinois St, BELLEVILLE, IL 62220
County
St. Clair
Metro Area
ST. LOUIS, MO-IL
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
9
Established
November 4, 2005
Branches
4 domestic
Employees (FTE)
65
FDIC Cert
58114
Fed RSSD
3374403
Assets
$549M
Deposits
$445M
Loans
$376M
Equity
$39M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3111.15%0.86%1.77%15.54%3.19%
2025-12-3110.99%0.88%1.64%14.99%3.23%
2025-09-3010.35%0.80%1.55%15.07%3.10%
2025-06-3010.53%0.35%1.58%16.25%2.81%
2025-03-3110.63%0.61%0.01%0.11%2.87%
2024-12-3110.61%0.87%0.00%0.00%2.75%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Bank of Belleville

What are Bank of Belleville's total assets?

As of the Q1 2026 filing, Bank of Belleville reported total assets of $549.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bank of Belleville headquartered?

Bank of Belleville is headquartered in BELLEVILLE, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bank of Belleville founded?

Bank of Belleville was established in 2005, per the FDIC institution directory.

Is Bank of Belleville FDIC-insured?

Yes. Bank of Belleville is an FDIC-insured commercial bank (FDIC Certificate #58114). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bank of Belleville?

Bank of Belleville's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Bank of Belleville's CET1 capital ratio?

Bank of Belleville reported a Common Equity Tier 1 (CET1) capital ratio of 11.15% in its most recent quarterly filing — above regulatory minimums.

How many branches does Bank of Belleville operate?

Bank of Belleville operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Bank of Belleville's Texas Ratio?

Bank of Belleville's Texas Ratio is 15.54% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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