Bank Comparison
Lisle Savings Bank vs Bank of Belleville
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 9
winning metrics across 19 comparable rows
Capital adequacy
| Metric | Lisle Savings Bank | Bank of Belleville |
|---|---|---|
| CET1 Ratio | — | 11.15% |
| Tier 1 Capital Ratio | — | 11.15% |
| Total Capital Ratio | — | 12.12% |
| Tier 1 Leverage Ratio | 25.97% | 8.13% |
| Equity / Assets | 24.18% | 7.15% |
Profitability
| Metric | Lisle Savings Bank | Bank of Belleville |
|---|---|---|
| Return on Assets (ROA) | 0.32% | 0.86% |
| Return on Equity (ROE) | 1.34% | 12.18% |
| Net Interest Margin (NIM) | 1.98% | 3.19% |
| Yield on Earning Assets | 3.72% | 5.44% |
| Cost of Funds | 2.17% | 2.31% |
Asset quality
| Metric | Lisle Savings Bank | Bank of Belleville |
|---|---|---|
| Texas Ratio | 3.66% | 15.54% |
| Non-Performing Loan Ratio | 1.70% | 1.77% |
| Non-Performing Asset Ratio | 0.90% | 1.21% |
| Net Charge-Off Ratio | 0.00% | 0.00% |
| ACL / Loans | 0.99% | 0.96% |
Balance sheet
| Metric | Lisle Savings Bank | Bank of Belleville |
|---|---|---|
| Total Assets | $551,827K | $549,049K |
| Total Deposits | $392,782K | $444,693K |
| Total Loans | $292,890K | $376,180K |
| Total Equity | $133,405K | $39,230K |
| Net Income (quarter) | $446 | $1,178K |
Liquidity & funding
| Metric | Lisle Savings Bank | Bank of Belleville |
|---|---|---|
| Loan-to-Deposit Ratio | 74.57% | 84.59% |
| Core Deposit Ratio | 88.35% | 93.42% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Lisle Savings Bank | Bank of Belleville |
|---|---|---|
| Headquarters City | LISLE | BELLEVILLE |
| Headquarters State | IL | IL |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FDIC | FDIC |
| Domestic Branches | 4 | 4 |
| Employees (FTE) | 55 | 65 |
| Established | Jan. 1, 1917, midnight | Nov. 4, 2005, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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