Bank of Belleville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Belleville of Belleville, IL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.14% | 1.34% | -0.20% | 41st below |
| ROAE | 15.82% | 13.31% | +2.51% | 70th above |
| Net Interest Margin | 3.29% | 3.93% | -0.64% | 20th bottom |
| Efficiency Ratio | 60.64% | 61.14% | -0.50% | 52nd above |
| PPNR / Avg Assets | 1.23% | 1.68% | -0.45% | 30th below |
| Yield on Earning Assets | 5.49% | 5.67% | -0.18% | 45th below |
| Cost of Funds | 2.31% | 1.88% | +0.43% | 21st bottom |
| Net Interest Spread | 2.81% | 3.32% | -0.51% | 25th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.02% | 0.94% | +1.08% | 13th bottom |
| NPA / Total Assets | 1.40% | 0.70% | +0.70% | 13th bottom |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.96% | 1.28% | -0.32% | 22nd bottom |
| ACL / NPLs (Coverage) | 47.76% | 1539.56% | -1491.80% | 9th bottom |
| Texas Ratio | 17.90% | 7.33% | +10.57% | 10th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.16% | 19.51% | -8.35% | 10th bottom |
| Tier 1 Ratio | 11.16% | 19.54% | -8.38% | 9th bottom |
| Total Capital Ratio | 12.13% | 20.63% | -8.50% | 9th bottom |
| Leverage Ratio | 8.37% | 12.14% | -3.77% | 5th bottom |
| Equity / Assets | 7.18% | 11.38% | -4.20% | 7th bottom |
| TCE / Tangible Assets | 7.18% | 11.10% | -3.92% | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.21% | 80.63% | +14.58% | 18th bottom |
| Core Deposit Ratio | 86.08% | 86.86% | -0.78% | 35th below |
| Wholesale Funding Ratio | 19.32% | 5.02% | +14.30% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.90% | 6.85% | +5.05% | 87th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.48% | 7.90% | -1.42% | 57th above |
| Deposit Growth (Y/Y) | -1.27% | 6.29% | -7.56% | 17th bottom |
See Bank of Belleville's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Belleville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Belleville profile, how to read a UBPR, or how this data updates.