Bank of Belleville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 11.79 percentage points in Q2 2026, from 90.55% to 102.34%. It was the largest change from Q1 2026 among the key lines here. Within Illinois, Bank of Belleville is 38th of 323 on loan-to-deposit ratio, 95.21% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Belleville sits 14.37 points higher, at 95.21% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $35.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $143.7M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $108.8M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 19.32% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.21% |
| Net loans and leases to deposits | 94.29% |
| Loans and leases to core deposits | 102.34% |
| Core deposits to total deposits | 86.08% |
| Brokered deposits to total deposits | 6.96% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 95.84% | 86.82% | $0 | $66.7M |
| Q4 2023 | 94.59% | 85.29% | $0 | $61.7M |
| Q1 2024 | 92.08% | 83.10% | $0 | $59.7M |
| Q2 2024 | 89.71% | 83.63% | $0 | $53.2M |
| Q3 2024 | 88.46% | 83.29% | $0 | $53.4M |
| Q4 2024 | 88.06% | 82.51% | $0 | $41.1M |
| Q1 2025 | 86.07% | 81.00% | $0 | $32.8M |
| Q2 2025 | 88.28% | 79.53% | $0 | $51.7M |
| Q3 2025 | 85.66% | 79.86% | $0 | $56.6M |
| Q4 2025 | 85.15% | 80.31% | $0 | $65.2M |
| Q1 2026 | 84.59% | 81.44% | $0 | $62.2M |
| Q2 2026 | 95.21% | 86.08% | $0 | $108.8M |
Bank of Belleville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Belleville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Belleville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58114) · FFIEC NIC profile (RSSD 3374403)