Bank of Belleville: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 10.62 percentage points higher than in Q1 2026, at 95.21%. Within Illinois, Bank of Belleville is 174th of 323 on return on assets, 1.14% as of Q2 2026, below the middle of the field. Bank of Belleville reported 1.14% on return on assets for Q2 2026, 0.11 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.16% |
| Tier 1 risk-based capital ratio | 11.16% |
| Total risk-based capital ratio | 12.13% |
| Tier 1 leverage ratio | 8.37% |
| Equity capital to assets | 7.18% |
| Tangible equity to tangible assets | 7.18% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.02% |
| Non-performing assets ratio | 1.40% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 17.90% |
| Allowance for credit losses to loans | 0.96% |
| Reserve coverage of non-performing loans | 47.76% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.14% |
| Return on equity | 15.82% |
| Net interest margin | 3.29% |
| Efficiency ratio | 60.64% |
| Yield on earning assets | 5.49% |
| Cost of funds | 2.31% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.21% |
| Core deposits to total deposits | 86.08% |
| Brokered deposits to total deposits | 6.96% |
| Deposits to assets | 73.09% |
| Securities to assets | 19.25% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.36% | 10.36% | 11.33% | 8.07% | 0.34% |
| Q4 2023 | 10.50% | 10.50% | 11.51% | 7.98% | 0.24% |
| Q1 2024 | 10.69% | 10.69% | 11.69% | 8.13% | 0.35% |
| Q2 2024 | 10.48% | 10.48% | 11.46% | 8.04% | 0.39% |
| Q3 2024 | 10.51% | 10.51% | 11.46% | 7.78% | 0.48% |
| Q4 2024 | 10.61% | 10.61% | 11.50% | 8.10% | 0.87% |
| Q1 2025 | 10.63% | 10.63% | 11.53% | 8.07% | 0.61% |
| Q2 2025 | 10.53% | 10.53% | 11.52% | 8.09% | 0.35% |
| Q3 2025 | 10.35% | 10.35% | 11.33% | 7.87% | 0.80% |
| Q4 2025 | 10.99% | 10.99% | 11.95% | 8.07% | 0.88% |
| Q1 2026 | 11.15% | 11.15% | 12.12% | 8.13% | 0.86% |
| Q2 2026 | 11.16% | 11.16% | 12.13% | 8.37% | 1.14% |
Bank of Belleville vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Belleville, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Belleville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58114) · FFIEC NIC profile (RSSD 3374403)