Peoples Bank & Trust Company
Operating from Manchester, TN, Peoples Bank & Trust Company serves its local market as an FDIC-insured commercial bank, in the years before the Federal Reserve System's founding. On its most recent Q1 2026 call report, Peoples Bank & Trust Company reported $170M in total assets against $145M in deposits. The bank posts a strong 1.68% ROA and 12.33% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 14.26% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.02% NPLs and a 0.09% Texas Ratio. The bank operates from a single office.
Headquarters Profile
- Address
- 1203 Hillsboro Blvd, MANCHESTER, TN 37355
- County
- Coffee
- Metro Area
- TULLAHOMA-MANCHESTER, TN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- July 6, 1905
- Branches
- 1 domestic
- Employees (FTE)
- 27
- FDIC Cert
- 1475
- Fed RSSD
- 28732
- Website
- www.bankwithpeoples.com →
- Parent Holding Company
- PEOPLES BANCORP, INC. (RSSD 1131554)
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Peoples Bank & Trust Company rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Peoples Bank & Trust Company
What are Peoples Bank & Trust Company's total assets?
As of the Q1 2026 filing, Peoples Bank & Trust Company reported total assets of $170.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Peoples Bank & Trust Company headquartered?
Peoples Bank & Trust Company is headquartered in MANCHESTER, TN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Peoples Bank & Trust Company founded?
Peoples Bank & Trust Company was established in 1905, per the FDIC institution directory.
Is Peoples Bank & Trust Company FDIC-insured?
Yes. Peoples Bank & Trust Company is an FDIC-insured commercial bank (FDIC Certificate #1475). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Peoples Bank & Trust Company?
Peoples Bank & Trust Company's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Peoples Bank & Trust Company operate?
Peoples Bank & Trust Company operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is Peoples Bank & Trust Company's Texas Ratio?
Peoples Bank & Trust Company's Texas Ratio is 0.09% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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