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BanksTraditions First Bank

Traditions First Bank

ERIN, TNSmallEst. Nov 30, 2000FDIC #57092RSSD #2963864FDIC
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Traditions First Bank is an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $339M in total assets and $301M in deposits. Profitability tracks the broader industry — ROA 0.87%, ROE 9.29%, NIM 3.73%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.06% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. 5 branches make up the footprint.

Headquarters Profile

Address
5745 E Main St, ERIN, TN 37061
County
Houston
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
Fed District
13
Established
November 30, 2000
Branches
5 domestic
Employees (FTE)
48
FDIC Cert
57092
Fed RSSD
2963864
Assets
$339M
Deposits
$301M
Loans
$260M
Equity
$31M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-310.87%0.00%0.09%3.73%
2025-12-310.84%0.00%0.00%3.75%
2025-09-300.82%0.00%0.00%3.68%
2025-06-300.84%0.00%0.00%3.63%
2025-03-310.79%0.00%0.00%3.44%
2024-12-310.93%0.00%0.00%3.51%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Traditions First Bank

What are Traditions First Bank's total assets?

As of the Q1 2026 filing, Traditions First Bank reported total assets of $339.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Traditions First Bank headquartered?

Traditions First Bank is headquartered in ERIN, TN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Traditions First Bank founded?

Traditions First Bank was established in 2000, per the FDIC institution directory.

Is Traditions First Bank FDIC-insured?

Yes. Traditions First Bank is an FDIC-insured commercial bank (FDIC Certificate #57092). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Traditions First Bank?

Traditions First Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Traditions First Bank operate?

Traditions First Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Traditions First Bank's Texas Ratio?

Traditions First Bank's Texas Ratio is 0.09% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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