Desjardins Bank, N.A.
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Data as of · sourced from FFIEC call reports. How we update
Desjardins Bank, N.A. is an FDIC-insured commercial bank headquartered in Hallandale, FL, established in 1992 (FDIC certificate 33565), and it is supervised by the OCC. At Q2 2026 it reported total assets of $362.1M, up 8.0% from Q2 2025, the 52nd largest of 81 banks headquartered in Florida. It reports no CET1 ratio; its Tier 1 leverage ratio was 19.31% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 33565
- Headquarters
- Hallandale, FL
- Established
- 1992
- Total assets, Q2 2026
- $362.1M
- Assets vs Q2 2025
- +8.0%
- Tier 1 leverage ratio, Q2 2026
- 19.31%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 267090060
- Latest call report
- Q2 2026, FFIEC 051 · Desjardins Bank, N.A. call report
- Holding company
- DESJARDINS FSB HOLDINGS, INC.
- Asset rank in state
- 52nd of 81 in Florida
Desjardins Bank, N.A., based in Hallandale, Florida, reported $362 million in assets at June 30, 2026, up 8.0% from a year earlier. It pays an average of 0.64% on its deposits and borrowings, about a third the median of 1.80% for the 2,627 banks with $100 million to $1 billion in assets. It also funds 19.31% of its assets with Tier 1 capital, higher than about 9 in 10 banks its size (median 10.99%).
Net income for the quarter slipped 18% from a year earlier, to $994,000. Over the same year, loans grew 1.7% and deposits grew 15.0%. Profitability lags: it returns 5.9% a year on shareholders' equity, about half the median of 12.6% for banks its size.
As of June 30, 2026, Desjardins Bank, N.A. reported a return on assets of 1.14%, a nonperforming-loan ratio of 0.31% and a Texas ratio of 1.17%. The figures come from its call report filed with the FFIEC.
Desjardins Bank, N.A. ranks as the 52nd largest of the 81 banks based in Florida, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 6.3% to $362.1M, loans rose 1.8% and deposits rose 7.5%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 96.3% of total loans, ahead of commercial and industrial loans at 1.5%. The FDIC Summary of Deposits lists 2 offices for it, in Hallandale, FL and Pompano Beach, FL; its Hallandale office books 88% of its branch deposits. Judged on its Q2 2026 call report, Desjardins Bank, N.A. meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1001 E Hallandale Beach Blvd, Hallandale, FL 33009
- County
- Broward
- Metro Area
- Miami-Fort Lauderdale-West Palm Beach, FL
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- February 28, 1992
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 48
- Domestic deposits
- $292.9M
- Allowance for credit losses
- $2.8M
- Net charge-offs (YTD)
- $0
- Average total assets
- $349.2M
- Average total loans
- $266.1M
- Average interest-bearing deposits
- $74.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 28, 1992
- FDIC Cert
- 33565
- Fed RSSD
- 1940747
- Website
- www.Desjardinsbank.com →
- Parent Holding Company
- DESJARDINS FSB HOLDINGS, INC. (RSSD 3065895)
- Ultimate Parent
- DESJARDINS GROUP, THE (RSSD 3196801)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Desjardins Bank, N.A. reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Desjardins Bank, N.A.'s total assets ran between $327.9M (Q2 2024) and $362.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$362.1M total assets against $335.3M; $294.7M total liabilities against $271.8M.
$267.6M net loans and leases against $263.2M; $292.9M total deposits against $254.7M.
$19.7M securities against $21.4M; $69.3M cash and balances due against $44.5M.
$4.3M total interest income against $4.3M; $465K total interest expense against $684K.
$3.9M net interest income against $3.6M.
$634K total noninterest income against $702K; $3.2M total noninterest expense against $2.7M.
$0 provision for credit losses against $0.
$994K net income against $1.2M.
1.14% return on assets against 1.43%; 4.55% net interest margin against 4.35%.
19.31% tier 1 leverage ratio against 18.75%.
Inside the full Desjardins Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeDesjardins Bank, N.A. rankings
Its closest position to the top of a national ranking is 2,181 of 4,196, for total assets; its furthest is 2,748 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.64% (Q4 2025) to 2.47% (Q3 2024) and its net interest margin ran from 4.35% (Q2 2025) to 4.71% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 19.31% | 1.14% | 0.31% | 1.17% | 4.55% |
| Q1 2026 | 19.82% | 1.43% | 0.05% | 0.18% | 4.71% |
| Q4 2025 | 19.50% | 0.64% | 0.70% | 2.78% | 4.64% |
| Q3 2025 | 19.42% | 1.52% | 0.01% | 0.05% | 4.67% |
| Q2 2025 | 18.75% | 1.43% | 0.04% | 0.18% | 4.35% |
| Q1 2025 | 18.35% | 1.56% | 0.03% | 0.13% | 4.50% |
| Q4 2024 | 17.91% | 1.68% | 0.03% | 0.14% | 4.70% |
| Q3 2024 | 17.78% | 2.47% | 0.16% | 0.70% | 4.53% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Desjardins Bank, N.A. (main office) | Hallandale , FL | 33009 | $258.3M |
| Pompano Beach Branch | Pompano Beach , FL | 33062 | $34.6M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| February 29, 1992 | Structure Change | Acquired New Metropolitan Federal Savings Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| February 28, 1992 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in FL, rank 103 of 186 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $100K approved, $100K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2001 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Desjardins Bank, N.A.
What are Desjardins Bank, N.A.'s total assets?
As of the Q2 2026 filing, Desjardins Bank, N.A. reported total assets of $362.1 million in its FFIEC call report.
Where is Desjardins Bank, N.A. headquartered?
It is headquartered in Hallandale, FL, United States.
When was Desjardins Bank, N.A. founded?
It was established in 1992, per the FDIC institution directory.
Is Desjardins Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #33565). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Desjardins Bank, N.A.?
Desjardins Bank, N.A.'s primary federal regulator is the OCC.
How many branches does Desjardins Bank, N.A. operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Desjardins Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 1.17% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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