Desjardins Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Desjardins Bank, N.A. of Hallandale, FL against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.14% | 1.34% | -0.20% | 41st below |
| ROAE | 5.94% | 13.32% | -7.38% | 17th bottom |
| Net Interest Margin | 4.55% | 3.93% | +0.62% | 81st top |
| Efficiency Ratio | 70.02% | 61.14% | +8.88% | 28th below |
| PPNR / Avg Assets | 1.55% | 1.68% | -0.13% | 47th below |
| Yield on Earning Assets | 5.10% | 5.67% | -0.57% | 27th below |
| Cost of Funds | 0.64% | 1.88% | -1.24% | 97th top |
| Net Interest Spread | 2.38% | 3.32% | -0.94% | 10th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.31% | 0.94% | -0.63% | 57th above |
| NPA / Total Assets | 0.23% | 0.70% | -0.47% | 57th above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.05% | 1.28% | -0.23% | 31st below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 343.15% | 1539.13% | -1195.98% | 63rd above |
| Texas Ratio | 1.17% | 7.33% | -6.16% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 19.31% | 12.14% | +7.17% | 95th top |
| Equity / Assets | 18.62% | 11.37% | +7.25% | 95th top |
| TCE / Tangible Assets | 18.62% | 11.09% | +7.53% | 95th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.32% | 80.63% | +11.69% | 24th bottom |
| Core Deposit Ratio | 96.60% | 86.86% | +9.74% | 91st top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.00% | 6.85% | +1.15% | 75th top |
| Loan Growth (Y/Y) | 1.66% | 7.90% | -6.24% | 30th below |
| Deposit Growth (Y/Y) | 15.01% | 6.28% | +8.73% | 91st top |
See Desjardins Bank, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Desjardins Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Desjardins Bank, N.A. profile, how to read a UBPR, or how this data updates.