Patriot Bank
Patriot Bank is a locally rooted FDIC-insured community bank based in Millington, TN, during the Gramm-Leach-Bliley deregulation period. On its most recent Q1 2026 call report, Patriot reported $430M in total assets against $382M in deposits. Returns are subdued: 0.23% ROA and 2.43% ROE. Capital cushions are healthy: 12.54% CET1, 10.00% Tier 1 leverage. Credit metrics are in line with industry norms — 1.38% NPL ratio. 10 branches make up the footprint.
Headquarters Profile
- Address
- 8376 Us Highway 51 N, MILLINGTON, TN 38053
- County
- Shelby
- Metro Area
- MEMPHIS, TN-MS-AR
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 13
- Established
- October 9, 2002
- Branches
- 10 domestic
- Employees (FTE)
- 83
- FDIC Cert
- 57416
- Fed RSSD
- 3120646
- Website
- www.patriot-bank.com →
- Parent Holding Company
- PATRIOT OF TENNESSEE CORPORATION (RSSD 3227983)
Capital & Liquidity
Inside the full Patriot Bank terminal
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Patriot Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Patriot Bank
What are Patriot Bank's total assets?
As of the Q1 2026 filing, Patriot Bank reported total assets of $430.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Patriot Bank headquartered?
Patriot Bank is headquartered in MILLINGTON, TN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Patriot Bank founded?
Patriot Bank was established in 2002, per the FDIC institution directory.
Is Patriot Bank FDIC-insured?
Yes. Patriot Bank is an FDIC-insured commercial bank (FDIC Certificate #57416). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Patriot Bank?
Patriot Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Patriot Bank's CET1 capital ratio?
Patriot Bank reported a Common Equity Tier 1 (CET1) capital ratio of 12.54% in its most recent quarterly filing — above regulatory minimums.
How many branches does Patriot Bank operate?
Patriot Bank operates 10 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Patriot Bank's Texas Ratio?
Patriot Bank's Texas Ratio is 8.59% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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