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BanksCity National Bank of Colorado City, the

City National Bank of Colorado City, the

COLORADO CITY, TXSmallFDIC #3144RSSD #799854OCC
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City National Bank of Colorado City, the completed a merger involving an acquired institution in August 2025. City National Bank of Colorado City, the is a locally rooted FDIC-insured community bank based in Colorado City, TX. On its most recent Q1 2026 call report, City National Bank of Colorado City, the reported $444M in total assets against $389M in deposits. Profitability tracks the broader industry — ROA 1.19%, ROE 9.69%, NIM 4.31%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.73% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.12%. It operates 4 branches, primarily in Texas.

Headquarters Profile

Address
228 Elm St, COLORADO CITY, TX 79512
County
Mitchell
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
Fed District
13
Branches
4 domestic
Employees (FTE)
50
FDIC Cert
3144
Fed RSSD
799854
Assets
$444M
Deposits
$389M
Loans
$297M
Equity
$54M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-311.19%0.12%1.86%4.31%
2025-12-311.38%0.22%1.90%4.10%
2025-09-300.11%0.14%1.93%3.89%
2025-06-301.07%0.20%1.34%3.72%
2025-03-3117.38%0.78%0.29%2.86%3.51%
2024-12-3117.51%0.99%0.30%1.81%3.43%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

Frequently asked about City National Bank of Colorado City, the

What are City National Bank of Colorado City, the's total assets?

As of the Q1 2026 filing, City National Bank of Colorado City, the reported total assets of $444.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is City National Bank of Colorado City, the headquartered?

City National Bank of Colorado City, the is headquartered in COLORADO CITY, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

Is City National Bank of Colorado City, the FDIC-insured?

Yes. City National Bank of Colorado City, the is an FDIC-insured commercial bank (FDIC Certificate #3144). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates City National Bank of Colorado City, the?

City National Bank of Colorado City, the's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does City National Bank of Colorado City, the operate?

City National Bank of Colorado City, the operates 4 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is City National Bank of Colorado City, the's Texas Ratio?

City National Bank of Colorado City, the's Texas Ratio is 1.86% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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