The City National Bank of Colorado City: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense rose 3.3% from Q1 2026 to Q2 2026, ending at $2.5M against $2.4M. It was the largest change among the key lines on this page. Within Texas, The City National Bank of Colorado City is 140th of 345 on net interest margin, 4.28% as of Q2 2026, above the middle of the field. The City National Bank of Colorado City reported 4.28% on net interest margin for Q2 2026, 0.33 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.68% |
| Yield on loans | 7.63% |
| Yield on securities | 4.23% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.52% |
| Cost of interest-bearing deposits | 2.92% |
| Cost of interest-bearing liabilities | 2.92% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.28% |
| Yield to cost spread | 3.76% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.6M |
| Total interest expense | $2.5M |
| Interest expense on deposits | $2.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.16% | 3.38% | 3.05% | 6.71% | 4.63% |
| Q4 2023 | 7.01% | 3.68% | 3.67% | 7.02% | 2.39% |
| Q1 2024 | 6.63% | 3.60% | 3.33% | 7.13% | 4.63% |
| Q2 2024 | 6.78% | 3.68% | 3.42% | 7.40% | 4.56% |
| Q3 2024 | 7.03% | 3.75% | 3.64% | 7.64% | 4.83% |
| Q4 2024 | 6.82% | 3.73% | 3.43% | 7.63% | 4.55% |
| Q1 2025 | 6.68% | 3.48% | 3.51% | 7.56% | 4.28% |
| Q2 2025 | 6.72% | 3.31% | 3.72% | 7.68% | 1.11% |
| Q3 2025 | 6.69% | 3.00% | 3.89% | 7.60% | 3.52% |
| Q4 2025 | 6.66% | 2.76% | 4.10% | 7.71% | 4.21% |
| Q1 2026 | 6.61% | 2.46% | 4.31% | 7.65% | 4.22% |
| Q2 2026 | 6.68% | 2.52% | 4.28% | 7.63% | 4.23% |
The City National Bank of Colorado City yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The City National Bank of Colorado City, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The City National Bank of Colorado City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3144) · FFIEC NIC profile (RSSD 799854)