The City National Bank of Colorado City: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 2.80 percentage points lower than in Q1 2026, at 87.05%. Within Texas, The City National Bank of Colorado City is 160th of 346 on loan-to-deposit ratio, 74.68% as of Q2 2026, above the middle of the field. The City National Bank of Colorado City reported 74.68% on loan-to-deposit ratio for Q2 2026, 6.16 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $98.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $135.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 74.68% |
| Net loans and leases to deposits | 73.48% |
| Loans and leases to core deposits | 87.05% |
| Core deposits to total deposits | 85.79% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.46% | 89.31% | $0 | $30.0M |
| Q4 2023 | 86.84% | 90.09% | $0 | $30.0M |
| Q1 2024 | 84.62% | 90.50% | $0 | $30.0M |
| Q2 2024 | 82.66% | 90.20% | $0 | $22.0M |
| Q3 2024 | 85.22% | 89.01% | $0 | $22.0M |
| Q4 2024 | 85.09% | 89.72% | $0 | $22.0M |
| Q1 2025 | 84.80% | 88.89% | $0 | $22.0M |
| Q2 2025 | 84.27% | 89.61% | $0 | $10.0M |
| Q3 2025 | 75.40% | 83.72% | $0 | $0 |
| Q4 2025 | 76.38% | 84.39% | $0 | $0 |
| Q1 2026 | 76.23% | 84.84% | $0 | $0 |
| Q2 2026 | 74.68% | 85.79% | $0 | $0 |
The City National Bank of Colorado City liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The City National Bank of Colorado City, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The City National Bank of Colorado City profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3144) · FFIEC NIC profile (RSSD 799854)