The City National Bank of Colorado City: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The City National Bank of Colorado City of Colorado City, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.29% | 1.35% | -0.06% | 52nd above |
| ROAE | 10.61% | 12.05% | -1.44% | 40th below |
| Net Interest Margin | 4.28% | 3.90% | +0.38% | 69th above |
| Efficiency Ratio | 53.82% | 63.15% | -9.33% | 72nd above |
| PPNR / Avg Assets | 1.80% | 1.64% | +0.16% | 62nd above |
| Yield on Earning Assets | 6.68% | 5.65% | +1.03% | 91st top |
| Cost of Funds | 2.52% | 1.85% | +0.67% | 15th bottom |
| Net Interest Spread | 3.76% | 3.35% | +0.41% | 73rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.12% | 0.92% | -0.80% | 71st above |
| NPA / Total Assets | 0.11% | 0.67% | -0.56% | 69th above |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 81st top |
| ACL / Total Loans | 1.60% | 1.28% | +0.32% | 84th top |
| ACL / NPLs (Coverage) | 1355.43% | 1645.26% | -289.83% | — |
| Texas Ratio | 1.70% | 7.15% | -5.45% | 66th above |
| Provision / NCO | 27000.00% | 1173.61% | +25826.39% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.97% | 12.46% | -1.49% | 50th above |
| Equity / Assets | 12.25% | 11.67% | +0.58% | 73rd above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.97% | 11.40% | -0.43% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 74.68% | 78.64% | -3.96% | 62nd above |
| Core Deposit Ratio | 85.79% | 87.09% | -1.30% | 33rd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 54.86% | 6.46% | +48.40% | 99th top |
| Loan Growth (Y/Y) | 40.73% | 7.63% | +33.10% | 98th top |
| Deposit Growth (Y/Y) | 58.80% | 6.00% | +52.80% | 99th top |
See The City National Bank of Colorado City's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The City National Bank of Colorado City, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The City National Bank of Colorado City profile, how to read a UBPR, or how this data updates.