First National Bank of Middle Tennessee
First National Bank of Middle Tennessee is the primary bank subsidiary of its parent holding company, headquartered in Mcminnville, TN. On its most recent Q1 2026 call report, First National Bank of Middle Tennessee reported $941M in total assets against $829M in deposits. Profitability tracks the broader industry — ROA 1.06%, ROE 10.93%, NIM 3.47%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.03% exceeds the 9% CBLR threshold. Asset quality is solid — 0.65% nonperforming loans and a 6.46% Texas Ratio. Its footprint covers 11 branches concentrated in Tennessee.
Headquarters Profile
- Address
- 200 E Main St, MCMINNVILLE, TN 37110
- County
- Warren
- Metro Area
- MCMINNVILLE, TN
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- Fed District
- 13
- Established
- October 30, 1874
- Branches
- 11 domestic
- Employees (FTE)
- 166
- FDIC Cert
- 4952
- Fed RSSD
- 87234
- Website
- www.fnbmt.com →
- Parent Holding Company
- FIRST MCMINNVILLE CORPORATION (RSSD 1086449)
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First National Bank of Middle Tennessee rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
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Frequently asked about First National Bank of Middle Tennessee
What are First National Bank of Middle Tennessee's total assets?
As of the Q1 2026 filing, First National Bank of Middle Tennessee reported total assets of $940.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is First National Bank of Middle Tennessee headquartered?
First National Bank of Middle Tennessee is headquartered in MCMINNVILLE, TN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was First National Bank of Middle Tennessee founded?
First National Bank of Middle Tennessee was established in 1874, per the FDIC institution directory.
Is First National Bank of Middle Tennessee FDIC-insured?
Yes. First National Bank of Middle Tennessee is an FDIC-insured commercial bank (FDIC Certificate #4952). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First National Bank of Middle Tennessee?
First National Bank of Middle Tennessee's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does First National Bank of Middle Tennessee operate?
First National Bank of Middle Tennessee operates 11 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is First National Bank of Middle Tennessee's Texas Ratio?
First National Bank of Middle Tennessee's Texas Ratio is 6.46% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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