WesBanco Bank, Inc.
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Data as of · sourced from FFIEC call reports. How we update
WesBanco Bank, Inc. is an FDIC-insured commercial bank headquartered in Wheeling, WV, established in 1870 (FDIC certificate 803), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $27.75B, up 1.0% from Q2 2025, the largest of 40 banks headquartered in West Virginia. Its CET1 capital ratio was 12.24% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 803
- Headquarters
- Wheeling, WV
- Established
- 1870
- Total assets, Q2 2026
- $27.75B
- Assets vs Q2 2025
- +1.0%
- CET1 ratio, Q2 2026
- 12.24%
- Domestic offices
- 218 FDIC institution directory, current count
- Routing number
- 043400036
- Latest call report
- Q2 2026, FFIEC 041 · WesBanco Bank, Inc. call report
- Holding company
- WESBANCO, INC.
- Asset rank in state
- 1st of 40 in West Virginia
Little in WesBanco Bank, Inc.'s latest call report stands out. The Wheeling, West Virginia bank had $27.7 billion in assets at June 30, 2026, up 1.0% from a year earlier. On most measures it sits near the middle of the 127 banks with $10 billion to $100 billion in assets.
Earnings jumped: net income for the quarter was $98 million, 59% above the same quarter a year earlier. Problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.84% of loans from 0.55% a year earlier. One more trend to watch: the non-owner-occupied commercial real estate book ($4.3 billion) is worsening: 1.40% of it is past due or on nonaccrual, up from 0.69% a year earlier.
As of June 30, 2026, WesBanco Bank, Inc. reported a CET1 capital ratio of 12.24%, a return on assets of 1.41%, a nonperforming-loan ratio of 0.86% and a Texas ratio of 6.08%. The figures come from its call report filed with the FFIEC.
Of the 40 banks headquartered in West Virginia, WesBanco Bank, Inc. is the largest by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 1.2% to $27.75B, loans rose 2.1% and deposits fell 0.3%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 27.7% of total loans, followed by non-owner-occupied commercial real estate loans at 22.0%. By the capital ratios in its Q2 2026 call report, WesBanco Bank, Inc. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1 Bank Plz, Wheeling, WV 26003
- County
- Ohio
- Metro Area
- Wheeling, WV-OH
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- No
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- January 20, 1870
- Former names
- WesBanco Bank Wheeling (1991-2000); Wheeling Dollar Bank (1985-1991)
- Domestic offices
- 218 FDIC institution directory, current count
- Employees (FTE)
- 2,942
- Domestic deposits
- $21.77B
- Allowance for credit losses
- $217.8M
- Net charge-offs (YTD)
- $8.5M
- Average total assets
- $27.69B
- Average total loans
- $19.24B
- Average interest-bearing deposits
- $16.35B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 803
- Fed RSSD
- 645625
- SEC CIK
- 203596 → filed by WESBANCO, INC.
- Website
- www.wesbanco.com →
- Parent Holding Company
- WESBANCO, INC. (RSSD 1070448) · WSBC
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Jeffrey H Jackson | CEO | President & CEO |
| Daniel K Weiss | CFO | SEVP & Chief Financial Officer |
| Richard K Laws | GC | SEVP Chief Legal Counsel |
| Robert H Friend | CCO | EVP & CCO |
| Michael L Perkins | CRO | SEVP/Chief Risk Officer |
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
WesBanco Bank, Inc.'s total assets moved between a low of $17.30B (Q3 2023) and a high of $27.75B (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$27.75B total assets against $27.46B; $23.53B total liabilities against $23.45B.
$19.32B net loans and leases against $18.73B; $21.77B total deposits against $21.29B.
$4.42B securities against $4.36B; $870.8M cash and balances due against $1.17B.
$333.3M total interest income against $336.6M; $106.8M total interest expense against $114.3M.
$226.5M net interest income against $222.3M.
$49.3M total noninterest income against $40.3M; $141.9M total noninterest expense against $181.4M.
$9.1M provision for credit losses against $3.3M.
$97.9M net income against $61.7M.
1.41% return on assets against 0.90%; 3.67% net interest margin against 3.67%.
12.24% CET1 capital ratio against 11.55%; 10.25% tier 1 leverage ratio against 9.41%.
Inside the full WesBanco Bank, Inc. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
WesBanco Bank, Inc. rankings
Its closest position to the top of a national ranking is 77 of 4,196, for total assets; its furthest is 1,637 of 2,134, for CET1 ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.03% (Q1 2025) to 1.41% (Q2 2026) and its net interest margin ran from 3.08% (Q3 2024) to 3.69% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.24% | 1.41% | 0.86% | 6.08% | 3.67% |
| Q1 2026 | 12.32% | 1.36% | 0.84% | 5.92% | 3.57% |
| Q4 2025 | 12.06% | 1.40% | 0.67% | 4.83% | 3.69% |
| Q3 2025 | 11.81% | 1.29% | 0.60% | 4.36% | 3.63% |
| Q2 2025 | 11.55% | 0.90% | 0.56% | 4.18% | 3.67% |
| Q1 2025 | 11.63% | 0.03% | 0.49% | 3.76% | 3.12% |
| Q4 2024 | 12.67% | 1.17% | 0.42% | 3.01% | 3.13% |
| Q3 2024 | 11.94% | 0.92% | 0.41% | 2.99% | 3.08% |
Swipe the table sideways to see every column.
Branch Network
View all 217 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| WesBanco Bank, Inc. (main office) | Wheeling , WV | 26003 | $683.5M |
| Fort Wayne Illinois Rd Branch | Fort Wayne , IN | 46804 | $535.9M |
| Old Line Bank Branch | Bowie , MD | 20716 | $416.0M |
| New Albany Branch | Columbus , OH | 43230 | $278.6M |
| West Henderson Road | Columbus , OH | 43220 | $266.4M |
| Elm Grove Branch | Wheeling , WV | 26003 | $256.7M |
| Defiance Main Branch | Defiance , OH | 43512 | $247.6M |
| West Dixie Branch | Elizabethtown , KY | 42701 | $245.5M |
| Wesbanco Bank Inc Bank Branch | Huntington , WV | 25701 | $244.6M |
| Barnsville Branch | Barnesville , OH | 43713 | $238.1M |
| Napoleon North | Napoleon , OH | 43545 | $228.5M |
| Spring Street Branch | New Albany , IN | 47150 | $224.5M |
| California Branch | California , MD | 20619 | $220.7M |
| La Plata Branch | La Plata , MD | 20646 | $218.5M |
| 333 Penco Road Branch | Weirton , WV | 26062 | $215.5M |
| Rockville Pike Branch | Rockville , MD | 20852 | $213.5M |
| Belden Branch | North Canton , OH | 44720 | $212.1M |
| Georgetown Branch | Georgetown , KY | 40324 | $211.1M |
| Boardman Branch | Youngstown , OH | 44512 | $204.6M |
| Premier Bank Branch | Youngstown , OH | 44503 | $199.4M |
| Canfield Branch | Canfield , OH | 44406 | $198.6M |
| Bryan Main | Bryan , OH | 43506 | $198.1M |
| Zelienople Branch | Zelienople , PA | 16063 | $193.8M |
| United Branch | Frankfort , KY | 40601 | $192.6M |
| Sabraton Branch | Morgantown , WV | 26505 | $185.4M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| March 1, 2025 | M&A | Acquired Premier Bank merger for the acquired bank | SEC |
| March 1, 2025 | Structure Change | Acquired Premier Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 28, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 23, 2019 | Structure Change | Acquired Old Line Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 23, 2019 | M&A | Acquired Old Line Bank merger for the acquired bank | SEC |
| November 22, 2019 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| August 21, 2018 | M&A | Acquired Farmers Bank Realty Corporation merger for the acquired bank | SEC |
| August 21, 2018 | Structure Change | Acquired United Bank & Capital Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 20, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 6, 2018 | M&A | Acquired First Sentry Bank, Inc. merger for the acquired bank | SEC |
| April 6, 2018 | Structure Change | Acquired First Sentry Bank, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 5, 2018 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 10, 2016 | Structure Change | Acquired Your Community Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 10, 2016 | M&A | Acquired Your Community Bank merger for the acquired bank | SEC |
| September 10, 2016 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| February 11, 2015 | M&A | Acquired ESB Bank merger for the acquired bank | SEC |
| February 11, 2015 | Structure Change | Acquired ESB Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| February 10, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| December 1, 2012 | M&A | Acquired Fidelity Savings Bank merger for the acquired bank | SEC |
| December 1, 2012 | Structure Change | Acquired Fidelity Savings Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 30, 2012 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 26, 2008 | M&A | Acquired Oak Hill Banks merger for the acquired bank | SEC |
| April 26, 2008 | Structure Change | Acquired Oak Hill Banks Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| April 25, 2008 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 3, 2005 | M&A | Acquired The Winton Savings and Loan Company merger for the acquired bank | SEC |
| January 3, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 3, 2005 | Structure Change | Acquired The Winton Savings and Loan Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 1, 2004 | M&A | Acquired Cornerstone Bank merger for the acquired bank | SEC |
| September 1, 2004 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 2004 | Structure Change | Acquired Cornerstone Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 1, 2002 | M&A | Acquired Wheeling National Bank merger for the acquired bank | SEC |
| March 1, 2002 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 1, 2002 | Structure Change | Acquired Wheeling National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| January 15, 2000 | M&A | Acquired WesBanco Bank Parkersburg merger for the acquired bank | SEC |
| January 15, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 15, 2000 | Structure Change | Acquired WesBanco Bank Fairmont, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 36 events, scroll the table for the full history.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 8.7% of deposits in WV, rank 3 of 65 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 9,408 applications, 6,248 loans originated, $1.69B originated, across 27 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 36 loans, $22.1M approved, $613K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- 43 complaints in the last 4 full quarters. Raw counts, not adjusted for size
- Period: 2025-Q4 to 2026-Q3. Source: CFPB consumer complaint database.
- Not on file
- Enforcement actions, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about WesBanco Bank, Inc.
What are WesBanco Bank, Inc.'s total assets?
As of the Q2 2026 filing, WesBanco Bank, Inc. reported total assets of $27.75 billion in its FFIEC call report.
Where is WesBanco Bank, Inc. headquartered?
It is headquartered in Wheeling, WV, United States.
When was WesBanco Bank, Inc. founded?
It was established in 1870, per the FDIC institution directory.
Is WesBanco Bank, Inc. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #803). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates WesBanco Bank, Inc.?
WesBanco Bank, Inc.'s primary federal regulator is the FDIC.
What is WesBanco Bank, Inc.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.24% in its Q2 2026 call report, above regulatory requirements.
How many branches does WesBanco Bank, Inc. operate?
It operates 218 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is WesBanco Bank, Inc.'s Texas Ratio?
Its Texas Ratio is 6.08% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was WesBanco Bank, Inc. previously called?
The charter now named WesBanco Bank, Inc. has also operated as WesBanco Bank Wheeling (1991-2000), Wheeling Dollar Bank (1985-1991), per FDIC structure-change records.
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