WesBanco Bank, Inc.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks WesBanco Bank, Inc. of Wheeling, WV against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.41% | 1.35% | +0.06% | 60th above |
| ROAE | 9.32% | 12.31% | -2.99% | 31st below |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.67% | 3.68% | -0.01% | 54th above |
| Efficiency Ratio | 48.48% | 53.85% | -5.37% | 72nd above |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.93% | 1.96% | -0.03% | 58th above |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.39% | 5.57% | -0.18% | 55th above |
| Cost of Funds | 1.86% | 2.00% | -0.14% | 56th above |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 2.97% | 2.98% | -0.01% | 53rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.14% | 1.05% | +0.09% | 27th below |
| NPA / Total Assets | 0.81% | 0.76% | +0.05% | 34th below |
| NCO / Avg Loans | 0.02% | 0.36% | -0.34% | 87th top |
| ACL / Total Loans | 1.11% | 1.37% | -0.26% | 42nd below |
| ACL / NPLs (Coverage) | 97.81% | 210.74% | -112.93% | 28th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 9.01% | 10.25% | -1.24% | 28th below |
| Provision / NCO | 88.51% | 107.56% | -19.05% | 32nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.24% | 14.76% | -2.52% | 30th below |
| Tier 1 Ratio | 12.24% | 14.88% | -2.64% | 29th below |
| Total Capital Ratio | 13.28% | 16.10% | -2.82% | 25th below |
| Leverage Ratio | 10.25% | 10.26% | -0.01% | 49th below |
| Equity / Assets | 15.20% | 11.52% | +3.68% | 91st top |
| TCE / Tangible Assets | 9.63% | 9.48% | +0.15% | 56th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.73% | 83.85% | +5.88% | 35th below |
| Core Deposit Ratio | 96.61% | 86.69% | +9.92% | 89th top |
| Uninsured Deposit Ratio | 32.23% | 38.99% | -6.76% | 69th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 5.29% | 5.65% | -0.36% | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.03% | 10.15% | -9.12% | 22nd bottom |
| Loan Growth (Y/Y) | 3.08% | 10.17% | -7.09% | 30th below |
| Deposit Growth (Y/Y) | 2.27% | 10.00% | -7.73% | 34th below |
See WesBanco Bank, Inc.'s peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock WesBanco Bank, Inc., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full WesBanco Bank, Inc. profile, how to read a UBPR, or how this data updates.