WesBanco Bank, Inc.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which fell 4.0% to -$153.2M. Within West Virginia, WesBanco Bank, Inc. is 12th of 15 on CET1 ratio, 12.24% as of Q2 2026, below the middle of the field. WesBanco Bank, Inc. reported 12.24% on CET1 ratio for Q2 2026, 0.72 points below the 12.96% median for banks in the $10B-100B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.24% |
| Tier 1 risk-based capital ratio | 12.24% |
| Total risk-based capital ratio | 13.28% |
| Tier 1 leverage ratio | 10.25% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $2.66B |
| Tier 1 capital | $2.66B |
| Total risk-based capital | $2.89B |
| Total equity capital | $4.22B |
| Risk-weighted assets | $21.75B |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 15.20% |
| Tangible equity to tangible assets | 9.63% |
| Equity capital to average assets | 15.23% |
| Internal capital growth rate | 3.14% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $13.8M |
| Common stock surplus | $3.13B |
| Retained earnings | $1.23B |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$153.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.06% | 12.06% | 12.97% | 9.82% | $13.47B |
| Q4 2023 | 12.13% | 12.13% | 12.97% | 9.93% | $13.65B |
| Q1 2024 | 12.08% | 12.08% | 12.98% | 9.95% | $13.89B |
| Q2 2024 | 11.91% | 11.91% | 12.84% | 9.97% | $14.31B |
| Q3 2024 | 11.94% | 11.94% | 12.89% | 9.90% | $14.46B |
| Q4 2024 | 12.67% | 12.67% | 13.58% | 10.35% | $14.48B |
| Q1 2025 | 11.63% | 11.63% | 12.79% | 12.00% | $20.70B |
| Q2 2025 | 11.55% | 11.55% | 12.65% | 9.41% | $20.99B |
| Q3 2025 | 11.81% | 11.81% | 12.87% | 9.69% | $21.23B |
| Q4 2025 | 12.06% | 12.06% | 13.12% | 9.92% | $21.33B |
| Q1 2026 | 12.32% | 12.32% | 13.34% | 10.10% | $21.29B |
| Q2 2026 | 12.24% | 12.24% | 13.28% | 10.25% | $21.75B |
WesBanco Bank, Inc. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock WesBanco Bank, Inc., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full WesBanco Bank, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 803) · FFIEC NIC profile (RSSD 645625)