WesBanco Bank, Inc.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 37.3% higher than in Q1 2026, at $1.38B. Within West Virginia, WesBanco Bank, Inc. is 10th of 41 on loan-to-deposit ratio, 89.73% as of Q2 2026, above the middle of the field. WesBanco Bank, Inc. reported 89.73% on loan-to-deposit ratio for Q2 2026, 2.89 points above the 86.83% median for banks in the $10B-100B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $870.8M |
| Cash and noninterest-bearing balances to assets | 3.14% |
| Cash and securities | $5.29B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $88.4M |
| Other borrowed money | $1.38B |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 4.97% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.73% |
| Net loans and leases to deposits | 88.73% |
| Loans and leases to core deposits | 92.88% |
| Core deposits to total deposits | 96.61% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 84.86% | 96.57% | $106.7M | $1.19B |
| Q4 2023 | 86.88% | 96.74% | $105.9M | $1.43B |
| Q1 2024 | 86.58% | 96.69% | $72.9M | $1.17B |
| Q2 2024 | 90.00% | 96.45% | $105.8M | $1.54B |
| Q3 2024 | 87.62% | 95.72% | $140.6M | $1.24B |
| Q4 2024 | 87.70% | 95.54% | $192.1M | $1.07B |
| Q1 2025 | 88.26% | 94.97% | $147.8M | $1.51B |
| Q2 2025 | 89.03% | 95.06% | $103.7M | $1.78B |
| Q3 2025 | 88.12% | 95.39% | $113.5M | $1.31B |
| Q4 2025 | 88.48% | 95.66% | $110.7M | $1.23B |
| Q1 2026 | 87.66% | 96.16% | $114.1M | $1.01B |
| Q2 2026 | 89.73% | 96.61% | $88.4M | $1.38B |
WesBanco Bank, Inc. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock WesBanco Bank, Inc., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full WesBanco Bank, Inc. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 803) · FFIEC NIC profile (RSSD 645625)