First Harrison Bank
BankRegReports is independent of First Harrison Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
First Harrison Bank is an FDIC-insured commercial bank headquartered in Corydon, IN, established in 1891 (FDIC certificate 31223), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $1.29B, up 3.8% from Q2 2025, the 18th largest of 87 banks headquartered in Indiana. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.33% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 31223
- Headquarters
- Corydon, IN
- Established
- 1891
- Total assets, Q2 2026
- $1.29B
- Assets vs Q2 2025
- +3.8%
- Tier 1 leverage ratio, Q2 2026
- 11.33%
- Domestic offices
- 17 FDIC institution directory, current count
- Routing number
- 083913033
- Holding company
- FIRST CAPITAL, INC
- Asset rank in state
- 18th of 87 in Indiana
First Harrison Bank, based in Corydon, Indiana, reported $1.3 billion in assets at June 30, 2026, up 3.8% from a year earlier. It pays an average of 1.24% on its deposits and borrowings, lower than about three-quarters of the 895 banks with $1 billion to $10 billion in assets (median 2.01%).
Net income for the quarter rose 22% from a year earlier, to $4.8 million. The non-owner-occupied commercial real estate book ($129 million) is worsening: 1.09% of it is past due or on nonaccrual, up from 0.40% a year earlier. One more trend to watch: problem loans, meaning loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.72% of loans from 0.61% a year earlier.
As of June 30, 2026, First Harrison Bank reported a return on assets of 1.49%, a nonperforming-loan ratio of 0.72% and a Texas ratio of 3.47%. The figures come from its call report filed with the FFIEC.
Of the 87 banks headquartered in Indiana, First Harrison Bank is the 18th largest by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.5% to $1.29B, loans rose 0.7% and deposits were flat. 1-4 family residential loans made up 32.9% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 18.9%. The FDIC Summary of Deposits lists 17 offices for it, in 14 cities across 2 states; its Shepherdsville 3 offices book 21% of its branch deposits. Judged on its Q2 2026 call report, First Harrison Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 220 Federal Dr Nw, Corydon, IN 47112
- County
- Harrison
- Metro Area
- Louisville-Jefferson County, KY-IN
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1891
- Former names
- First Federal Bank, a Federal Savings Bank (1993-2000)
- Domestic offices
- 17 FDIC institution directory, current count
- Employees (FTE)
- 201
- Domestic deposits
- $1.14B
- Allowance for credit losses
- $10.7M
- Net charge-offs (YTD)
- $169K
- Average total assets
- $1.29B
- Average total loans
- $675.8M
- Average interest-bearing deposits
- $921.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 31223
- Fed RSSD
- 716374
- SEC CIK
- 1070296 → filed by FIRST CAPITAL, INC
- Website
- www.firstharrison.com →
- Parent Holding Company
- FIRST CAPITAL, INC (RSSD 2867458) · FCAP
Management
Senior officers at parent holding company, from SEC Form 3/4/5 disclosures
| Name | Role | Title |
|---|---|---|
| Chris Frederick | CEO | CHIEF EXECUTIVE OFFICER |
| Stevens Joshua Paul | CFO | CHIEF FINANCIAL OFFICER |
| Angela Jett | COO | Chief Operating Officer |
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First Harrison Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, First Harrison Bank's total assets ran between $1.14B (Q3 2023) and $1.29B (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.29B total assets against $1.24B; $1.15B total liabilities against $1.12B.
$669.4M net loans and leases against $650.8M; $1.14B total deposits against $1.11B.
$413.9M securities against $402.6M; $151.0M cash and balances due against $136.8M.
$15.6M total interest income against $14.0M; $3.5M total interest expense against $3.6M.
$12.1M net interest income against $10.4M.
$2.1M total noninterest income against $2.0M; $7.7M total noninterest expense against $7.3M.
$425K provision for credit losses against $306K.
$4.8M net income against $3.9M.
1.49% return on assets against 1.28%; 3.98% net interest margin against 3.60%.
11.33% tier 1 leverage ratio against 10.80%.
Inside the full First Harrison Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst Harrison Bank rankings
Its closest position to the top of a national ranking is 844 of 4,196, for total assets; its furthest is 559 of 980, for uninsured deposits.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.04% (Q3 2024) to 1.56% (Q4 2025) and its net interest margin ran from 3.18% (Q3 2024) to 3.98% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.33% | 1.49% | 0.72% | 3.47% | 3.98% |
| Q1 2026 | 11.13% | 1.34% | 0.60% | 2.93% | 3.80% |
| Q4 2025 | 11.01% | 1.56% | 0.65% | 3.17% | 3.79% |
| Q3 2025 | 10.82% | 1.42% | 0.59% | 2.95% | 3.70% |
| Q2 2025 | 10.80% | 1.28% | 0.61% | 3.29% | 3.60% |
| Q1 2025 | 10.61% | 1.09% | 0.63% | 3.46% | 3.34% |
| Q4 2024 | 10.57% | 1.14% | 0.69% | 3.91% | 3.33% |
| Q3 2024 | 10.24% | 1.04% | 0.70% | 3.93% | 3.18% |
Swipe the table sideways to see every column.
Branch Network
View all 17 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Harrison Bank (main office) | Corydon , IN | 47112 | $221.6M |
| Shepherdsville Branch | Shepherdsville , KY | 40165 | $181.8M |
| Palmyra Branch | Palmyra , IN | 47164 | $103.2M |
| Salem Branch | Salem , IN | 47167 | $96.5M |
| Charlestown Crossing Branch | New Albany , IN | 47150 | $55.4M |
| New Salisbury Branch | New Salisbury , IN | 47161 | $54.1M |
| Georgetown Branch | Georgetown , IN | 47122 | $52.5M |
| Barron Ave. Branch | Lanesville , IN | 47136 | $50.8M |
| Hometown Branch | New Albany , IN | 47150 | $50.6M |
| Jeffersonville Branch | Jeffersonville , IN | 47130 | $49.6M |
| Highlander Point Branch | Floyds Knobs , IN | 47119 | $48.6M |
| Greenville Branch | Greenville , IN | 47124 | $44.3M |
| John Harper Highway Branch | Shepherdsville , KY | 40165 | $40.5M |
| Lebanon Junction Branch | Lebanon Junction , KY | 40150 | $34.3M |
| Mount Washington Branch | Mount Washington , KY | 40047 | $33.4M |
| Buckman Street Branch | Shepherdsville , KY | 40165 | $16.3M |
| River Ridge Branch | Charlestown , IN | 47111 | $6.5M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| December 5, 2015 | Structure Change | Acquired The Peoples Bank of Bullitt County Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| December 4, 2015 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 21, 2003 | Structure Change | Acquired Hometown National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 20, 2003 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 13, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 13, 2000 | Structure Change | Acquired Harrison County Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in IN, rank 36 of 129 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 828 applications, 675 loans originated, $136.6M originated, across 5 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 10 loans, $1.7M approved, $173K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows First Harrison Bank’s latest filed figures and updates each quarter.
Similar banks
Compare First Harrison Bank with peers
Frequently asked about First Harrison Bank
What are First Harrison Bank's total assets?
As of the Q2 2026 filing, First Harrison Bank reported total assets of $1.29 billion in its FFIEC call report.
Where is First Harrison Bank headquartered?
It is headquartered in Corydon, IN, United States.
When was First Harrison Bank founded?
It was established in 1891, per the FDIC institution directory.
Is First Harrison Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #31223). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Harrison Bank?
First Harrison Bank's primary federal regulator is the FDIC.
How many branches does First Harrison Bank operate?
It operates 17 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Harrison Bank's Texas Ratio?
Its Texas Ratio is 3.47% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was First Harrison Bank previously called?
The charter now named First Harrison Bank has also operated as First Federal Bank, a Federal Savings Bank (1993-2000), per FDIC structure-change records.
Go deeper on First Harrison Bank.
Get an email when First Harrison Bank files its next call report, and benchmark it against any peer you choose.
Unlock First Harrison Bank, freeFree account