First Harrison Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks First Harrison Bank of Corydon, IN against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.49% | 1.46% | +0.03% | 66th above |
| ROAE | 14.18% | 12.72% | +1.46% | 64th above |
| Net Interest Margin | 3.98% | 3.85% | +0.13% | 67th above |
| Efficiency Ratio | 53.28% | 57.41% | -4.13% | 65th above |
| PPNR / Avg Assets | 2.02% | 1.88% | +0.14% | 69th above |
| Yield on Earning Assets | 5.13% | 5.72% | -0.59% | 26th below |
| Cost of Funds | 1.24% | 2.02% | -0.78% | 88th top |
| Net Interest Spread | 3.59% | 3.18% | +0.41% | 81st top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.81% | 1.00% | -0.19% | 40th below |
| NPA / Total Assets | 0.43% | 0.76% | -0.33% | 55th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.43% | -0.40% | 48th below |
| ACL / Total Loans | 1.58% | 1.31% | +0.27% | 88th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 194.91% | 543.53% | -348.62% | 54th above |
| Texas Ratio | 3.87% | 7.39% | -3.52% | 58th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 458.58% | 618.70% | -160.12% | 75th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.33% | 11.44% | -0.11% | 67th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.70% | 11.34% | -0.64% | 55th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.24% | 10.50% | -0.26% | 60th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.67% | 86.97% | -27.30% | 94th top |
| Core Deposit Ratio | 94.33% | 85.55% | +8.78% | 80th top |
| Uninsured Deposit Ratio | 29.60% | 33.12% | -3.52% | 55th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.81% | 9.68% | -5.87% | 41st below |
| Loan Growth (Y/Y) | 2.98% | 8.06% | -5.08% | 34th below |
| Deposit Growth (Y/Y) | 2.31% | 7.87% | -5.56% | 33rd below |
See First Harrison Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock First Harrison Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full First Harrison Bank profile, how to read a UBPR, or how this data updates.