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Home Bank Sb

MARTINSVILLE, INSmallEst. Jan 1, 1890FDIC #29881RSSD #1015270OCC
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Home Bank Sb is a locally rooted FDIC-insured community bank based in Martinsville, IN. The Q1 2026 balance sheet stands at $432M in assets, including $260M in loans. Profitability runs below industry average — 0.58% ROA, 6.91% ROE, with NIM at 3.41%. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.21% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 0.79% NPL ratio. 6 branches make up the footprint.

Headquarters Profile

Address
59 W Washington St, MARTINSVILLE, IN 46151
County
Morgan
Metro Area
INDIANAPOLIS-CARMEL-GREENWOOD, IN
Charter
Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
Primary Regulator
OCC
Fed District
9
Established
January 1, 1890
Branches
6 domestic
Employees (FTE)
82
FDIC Cert
29881
Fed RSSD
1015270
Assets
$432M
Deposits
$369M
Loans
$260M
Equity
$38M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-310.58%0.79%5.13%3.41%
2025-12-310.78%0.98%6.18%3.47%
2025-09-300.65%0.35%2.51%3.31%
2025-06-300.48%1.30%9.49%3.24%
2025-03-310.22%0.80%5.44%3.02%
2024-12-310.41%0.67%5.76%3.02%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Home Bank Sb

What are Home Bank Sb's total assets?

As of the Q1 2026 filing, Home Bank Sb reported total assets of $431.7 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Home Bank Sb headquartered?

Home Bank Sb is headquartered in MARTINSVILLE, IN, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Home Bank Sb founded?

Home Bank Sb was established in 1890, per the FDIC institution directory.

Is Home Bank Sb FDIC-insured?

Yes. Home Bank Sb is an FDIC-insured commercial bank (FDIC Certificate #29881). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Home Bank Sb?

Home Bank Sb's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Home Bank Sb operate?

Home Bank Sb operates 6 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Home Bank Sb's Texas Ratio?

Home Bank Sb's Texas Ratio is 5.13% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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