Branch Presence
Banks with Branches in Albany, NY
KeyBank N.A. is the biggest bank in Albany, NY, with $6.43B in deposits at its Albany branches, 51.9% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. TrustCo Bank has the most branches here, with 7.
16 banks operate 48 branches in Albany, NY, ranked below by local branch count from the FDIC Summary of Deposits. This counts every bank with a branch here, not only banks headquartered locally.
Deposit share is each bank's share of the $12.38B held in Albany, NY, as of the June 30, 2026 FDIC Summary of Deposits, ranked by deposits (#1 is largest). Banks that book deposits at a headquarters branch can show a share that exceeds their local customer base.
| Bank | Branches in Albany | Local deposits | Deposit share |
|---|---|---|---|
| TrustCo Bank | 7 | $508.3M | 4.1% (#6) |
| KeyBank N.A. | 6 | $6.43B | 51.9% (#1) |
| Citizens Bank, N.A. | 5 | $833.0M | 6.7% (#3) |
| Bank of America, N.A. | 4 | $792.7M | 6.4% (#4) |
| Pioneer Bank, N.A. | 4 | $536.5M | 4.3% (#5) |
| JPMorgan Chase Bank, N.A. | 4 | $223.1M | 1.8% (#7) |
| Manufacturers and Traders Trust Company | 3 | $2.02B | 16.3% (#2) |
| Community Bank, N.A. | 3 | $27.3M | 0.2% (#14) |
| NBT Bank, N.A. | 2 | $220.0M | 1.8% (#8) |
| TD Bank, N.A. | 2 | $214.8M | 1.7% (#9) |
| Chemung Canal Trust Company, N.A. | 2 | $196.4M | 1.6% (#10) |
| Beacon Bank & Trust | 2 | $151.1M | 1.2% (#12) |
| Bank of Greene | 1 | $160.2M | 1.3% (#11) |
| Arrow Bank N.A. | 1 | $53.5M | 0.4% (#13) |
| Ballston Spa National Bank | 1 | $24.2M | 0.2% (#15) |
| Rhinebeck Bank | 1 | — | — |
County deposit market: Albany, NY
The $17.53B held across 17 FDIC-insured banks in this county, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Albany, NY market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | KeyBank N.A. | 43.2% | $7.57B | 13 |
| 2 | Manufacturers and Traders Trust Company | 12.6% | $2.22B | 6 |
| 3 | Citizens Bank, N.A. | 8.0% | $1.40B | 9 |
| 4 | Bank of America, N.A. | 7.8% | $1.37B | 6 |
| 5 | TrustCo Bank | 7.2% | $1.27B | 18 |
| 6 | Pioneer Bank, N.A. | 5.8% | $1.02B | 9 |
| 7 | TD Bank, N.A. | 3.2% | $564.9M | 3 |
| 8 | NBT Bank, N.A. | 2.3% | $408.8M | 4 |
| 9 | Beacon Bank & Trust | 2.0% | $350.4M | 4 |
| 10 | Chemung Canal Trust Company, N.A. | 2.0% | $343.5M | 4 |
Metro area deposit market: Albany-Schenectady-Troy, NY
The $31.10B held across 19 FDIC-insured banks in this metro area, as of the June 30, 2026 FDIC Summary of Deposits. The 10 largest are shown; see every bank in the Albany-Schenectady-Troy, NY market with its change from a year earlier. Banks only: credit unions are not in the Summary of Deposits.
| Rank | Bank | Deposit share | Deposits | Branches |
|---|---|---|---|---|
| 1 | KeyBank N.A. | 31.1% | $9.67B | 33 |
| 2 | TrustCo Bank | 11.8% | $3.66B | 52 |
| 3 | Bank of America, N.A. | 9.3% | $2.88B | 12 |
| 4 | Manufacturers and Traders Trust Company | 8.1% | $2.50B | 14 |
| 5 | Citizens Bank, N.A. | 6.8% | $2.10B | 16 |
| 6 | Pioneer Bank, N.A. | 6.3% | $1.96B | 18 |
| 7 | The Adirondack Trust Company | 4.4% | $1.38B | 10 |
| 8 | NBT Bank, N.A. | 4.3% | $1.34B | 15 |
| 9 | TD Bank, N.A. | 3.6% | $1.11B | 7 |
| 10 | Ballston Spa National Bank | 2.9% | $910.3M | 16 |
Banks in Albany: common questions
What is the biggest bank in Albany, NY?
KeyBank N.A. is the biggest bank in Albany, NY, with $6.43B in deposits at its Albany branches, 51.9% of the city's total as of the June 30, 2026 FDIC Summary of Deposits. TrustCo Bank has the most branches there, with 7.
How many banks are in Albany, NY?
16 FDIC-insured banks operate 48 branches in Albany, NY as of the June 30, 2026 FDIC Summary of Deposits. This counts every bank with a branch in the city, not only banks headquartered there. Credit unions are not in the Summary of Deposits.
What are the largest banks in Albany, NY?
Ranked by deposits held in Albany branches as of the June 30, 2026 FDIC Summary of Deposits: 1. KeyBank N.A. (51.9%); 2. Manufacturers and Traders Trust Company (16.3%); 3. Citizens Bank, N.A. (6.7%); 4. Bank of America, N.A. (6.4%); 5. Pioneer Bank, N.A. (4.3%). The share is each bank's part of all deposits in the city.
Largest banks in New York
For the state as a whole, see the largest banks in New York, ranked by total assets and by deposits in New York branches, or every bank in the New York bank directory.
Banks in other New York cities:
About this data
Branch counts and local deposits come from the FDIC Summary of Deposits, the annual June 30 survey of branch-office deposits for every FDIC-insured bank. Click any bank to see its full regulatory profile and complete branch network. Looking for banks headquartered here instead? See the US bank directory.