Lists · Deposits by metro area
Albany-Schenectady-Troy, NY Metro Area Bank Deposit Market Share
KeyBank N.A. holds the largest share of deposits in the Albany-Schenectady-Troy, NY metro area, 31.1%, followed by TrustCo Bank (11.8%) and Bank of America, N.A. (9.3%). 19 institutions hold $31.10B at 256 offices as of June 30, 2026, up 3.1% from 2025.
Largest share changes since 2025
Gained: Beacon Bank & Trust (1.31 points, new to this market); Citizens Bank, N.A. (0.57 points); Ballston Spa National Bank (0.56 points).
Lost: Manufacturers and Traders Trust Company (-0.75 points); Bank of America, N.A. (-0.52 points); TD Bank, N.A. (-0.22 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | KeyBank N.A. | $9.67B | 31.11% | +0.39 pts |
| 2 | TrustCo Bank | $3.66B | 11.78% | +0.10 pts |
| 3 | Bank of America, N.A. | $2.88B | 9.27% | -0.52 pts |
| 4 | Manufacturers and Traders Trust Company | $2.50B | 8.06% | -0.75 pts |
| 5 | Citizens Bank, N.A. | $2.10B | 6.76% | +0.57 pts |
| 6 | Pioneer Bank, N.A. | $1.96B | 6.29% | +0.51 pts |
| 7 | The Adirondack Trust Company | $1.38B | 4.43% | +0.15 pts |
| 8 | NBT Bank, N.A. | $1.34B | 4.31% | +0.06 pts |
| 9 | TD Bank, N.A. | $1.11B | 3.56% | -0.22 pts |
| 10 | Ballston Spa National Bank | $910.3M | 2.93% | +0.56 pts |
| 11 | Arrow Bank N.A. | $822.4M | 2.64% | -0.18 pts |
| 12 | First National Bank of Scotia | $632.0M | 2.03% | +0.00 pts |
| 13 | JPMorgan Chase Bank, N.A. | $545.1M | 1.75% | +0.23 pts |
| 14 | Chemung Canal Trust Company, N.A. | $469.7M | 1.51% | -0.10 pts |
| 15 | Beacon Bank & Trust | $408.3M | 1.31% | +1.31 pts |
| 16 | Bank of Greene | $291.3M | 0.94% | +0.03 pts |
| 17 | Community Bank, N.A. | $245.0M | 0.79% | +0.04 pts |
| 18 | Bank of Richmondville | $166.4M | 0.54% | -0.01 pts |
| 19 | Rhinebeck Bank | $0 | <0.01% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Albany-Schenectady-Troy, NY (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
Counties in this metro area
Statewide deposits
Largest metro areas
More lists and rankings
Explore more: deposits by state · deposits by metro area · all rankings