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Schenectady County, NY Bank Deposit Market Share

TrustCo Bank holds the largest share of deposits in Schenectady County, NY, 35.0%, followed by KeyBank N.A. (13.7%) and First National Bank of Scotia (13.7%). 13 institutions hold $3.49B at 41 offices as of June 30, 2026, up 1.1% from 2025.

Institutions: 13 Offices: 41 Deposits: $3.49B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: TrustCo Bank (0.90 points); KeyBank N.A. (0.33 points); JPMorgan Chase Bank, N.A. (0.31 points).

Lost: NBT Bank, N.A. (-1.12 points); TD Bank, N.A. (-0.80 points); Manufacturers and Traders Trust Company (-0.06 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 TrustCo Bank 12 $1.22B 34.96% +0.90 pts 3.7%
2 KeyBank N.A. 4 $478.2M 13.72% +0.33 pts 3.5%
3 First National Bank of Scotia 6 $476.2M 13.66% +0.24 pts 2.8%
4 Bank of America, N.A. 3 $470.8M 13.51% -0.03 pts 0.8%
5 NBT Bank, N.A. 2 $215.4M 6.18% -1.12 pts -14.5%
6 Pioneer Bank, N.A. 2 $172.3M 4.94% -0.04 pts 0.2%
7 Citizens Bank, N.A. 2 $157.6M 4.52% +0.01 pts 1.3%
8 TD Bank, N.A. 1 $90.2M 2.59% -0.80 pts -22.8%
9 JPMorgan Chase Bank, N.A. 3 $77.1M 2.21% +0.31 pts 17.4%
10 Manufacturers and Traders Trust Company 2 $48.5M 1.39% -0.06 pts -3.0%
11 Arrow Bank N.A. 2 $44.4M 1.27% +0.21 pts 21.3%
12 Chemung Canal Trust Company, N.A. 1 $33.8M 0.97% -0.01 pts 0.3%
13 Community Bank, N.A. 1 $2.2M 0.06% +0.06 pts New

About this list

Deposits are those held at each institution's offices in Schenectady County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

New York deposits by institution Albany-Schenectady-Troy, NY metro area New York bank directory

Other counties in New York

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