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Lists · Deposits by county

Westchester County, NY Bank Deposit Market Share

Morgan Stanley Private Bank, N.A. holds the largest share of deposits in Westchester County, NY, 77.2%, followed by JPMorgan Chase Bank, N.A. (6.3%) and Customers Bank (4.4%). 31 institutions hold $274.05B at 244 offices as of June 30, 2026, up 0.4% from 2025.

Institutions: 31 Offices: 244 Deposits: $274.05B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Customers Bank (0.62 points); Beacon Bank & Trust (0.32 points, new to this market); Orange Bank & Trust Company (0.06 points).

Lost: Morgan Stanley Private Bank, N.A. (-0.56 points); Emigrant Bank (-0.11 points); Citibank, N.A. (-0.07 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 Morgan Stanley Private Bank, N.A. 1 $211.67B 77.24% -0.56 pts -0.4%
2 JPMorgan Chase Bank, N.A. 63 $17.14B 6.25% +0.03 pts 0.8%
3 Customers Bank 1 $12.06B 4.40% +0.62 pts 16.9%
4 Citibank, N.A. 20 $6.22B 2.27% -0.07 pts -2.6%
5 Wells Fargo Bank, N.A. 24 $4.54B 1.66% -0.03 pts -1.2%
6 Emigrant Bank 4 $3.35B 1.22% -0.11 pts -8.0%
7 Bank of America, N.A. 16 $3.12B 1.14% -0.03 pts -2.6%
8 TD Bank, N.A. 12 $2.76B 1.01% -0.04 pts -3.7%
9 Citizens Bank, N.A. 8 $1.72B 0.63% +0.01 pts 1.8%
10 Apple Bank 6 $1.35B 0.49% 0.00 pts -0.3%
11 Manufacturers and Traders Trust Company 17 $1.25B 0.46% 0.00 pts -0.1%
12 Flagstar Bank, N.A. 5 $1.19B 0.43% +0.06 pts 15.5%
13 Orange Bank & Trust Company 6 $1.06B 0.39% +0.06 pts 18.5%
14 Valley National Bank 6 $888.7M 0.32% -0.01 pts -2.0%
15 Beacon Bank & Trust 9 $881.9M 0.32% +0.32 pts New
16 Webster Bank, N.A. 10 $870.2M 0.32% -0.01 pts -3.6%
17 HSBC Bank USA, N.A. 1 $810.1M 0.30% -0.01 pts -3.4%
18 Capital One, N.A. 3 $701.5M 0.26% +0.02 pts 10.7%
19 KeyBank N.A. 8 $594.1M 0.22% — —
20 Tompkins Bank & Trust 5 $498.8M 0.18% +0.00 pts 2.3%
21 Northeast Community Bank 1 $389.1M 0.14% -0.03 pts -16.5%
22 ConnectOne Bank 1 $232.3M 0.08% +0.04 pts 92.1%
23 TrustCo Bank 8 $194.0M 0.07% +0.00 pts 0.8%
24 Ridgewood Savings Bank 2 $182.2M 0.07% 0.00 pts -4.6%
25 The First Bank of Greenwich 1 $111.2M 0.04% +0.00 pts 3.3%
26 Dime Commercial Bank 1 $81.3M 0.03% +0.01 pts 40.8%
27 Sunnyside Federal Savings and Loan Association of Irvington 1 $72.2M 0.03% 0.00 pts -5.0%
28 OceanFirst Bank, N.A. 1 $71.7M 0.03% +0.00 pts 7.8%
29 Patriot Bank, N.A. 1 $24.4M <0.01% 0.00 pts -33.4%
30 The Putnam County National Bank of Carmel 1 $3.2M <0.01% 0.00 pts -29.0%
31 Wilmington Trust, N.A. 1 $0 <0.01% 0.00 pts New

About this list

Deposits are those held at each institution's offices in Westchester County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city. A dash marks an institution with a closed office that could not be placed in one market, so its change is not shown.

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