Lists · Deposits by county
Albany County, NY Bank Deposit Market Share
KeyBank N.A. holds the largest share of deposits in Albany County, NY, 43.2%, followed by Manufacturers and Traders Trust Company (12.6%) and Citizens Bank, N.A. (8.0%). 17 institutions hold $17.53B at 100 offices as of June 30, 2026, up 4.0% from 2025.
Largest share changes since 2025
Gained: Beacon Bank & Trust (2.00 points, new to this market); Pioneer Bank, N.A. (1.08 points); Citizens Bank, N.A. (1.01 points).
Lost: Manufacturers and Traders Trust Company (-1.38 points); Bank of America, N.A. (-0.69 points); TD Bank, N.A. (-0.24 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | KeyBank N.A. | $7.57B | 43.20% | +0.81 pts |
| 2 | Manufacturers and Traders Trust Company | $2.22B | 12.64% | -1.38 pts |
| 3 | Citizens Bank, N.A. | $1.40B | 7.99% | +1.01 pts |
| 4 | Bank of America, N.A. | $1.37B | 7.82% | -0.69 pts |
| 5 | TrustCo Bank | $1.27B | 7.24% | -0.04 pts |
| 6 | Pioneer Bank, N.A. | $1.02B | 5.83% | +1.08 pts |
| 7 | TD Bank, N.A. | $564.9M | 3.22% | -0.24 pts |
| 8 | NBT Bank, N.A. | $408.8M | 2.33% | +0.16 pts |
| 9 | Beacon Bank & Trust | $350.4M | 2.00% | +2.00 pts |
| 10 | Chemung Canal Trust Company, N.A. | $343.5M | 1.96% | -0.11 pts |
| 11 | JPMorgan Chase Bank, N.A. | $291.8M | 1.66% | +0.21 pts |
| 12 | Bank of Greene | $229.8M | 1.31% | -0.05 pts |
| 13 | Ballston Spa National Bank | $168.5M | 0.96% | +0.45 pts |
| 14 | Community Bank, N.A. | $130.9M | 0.75% | +0.10 pts |
| 15 | First National Bank of Scotia | $96.1M | 0.55% | 0.00 pts |
| 16 | Arrow Bank N.A. | $93.5M | 0.53% | +0.04 pts |
| 17 | Rhinebeck Bank | $0 | <0.01% | 0.00 pts |
About this list
Deposits are those held at each institution's offices in Albany County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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