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BanksWebster Bank, N.A.

Webster Bank, N.A.

STAMFORD, CTRegionalEst. Jan 1, 1870FDIC #18221RSSD #761806OCC
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Webster Bank, N.A. is an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $85.5B in total assets and $69.4B in deposits. Returns are notably above industry norms: 1.23% ROA, 10.78% ROE, and 3.30% NIM. Capital is comfortably above regulatory minimums — CET1 ratio of 12.07% sits well above the 7% well-capitalized threshold. Asset quality merits closer attention with NPLs at 1.73%. A 195-branch network serves customers across multiple states.

Headquarters Profile

Address
1959 Summer St, STAMFORD, CT 06905
County
Western Connecticut
Metro Area
BRIDGEPORT-STAMFORD-DANBURY, CT
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
Fed District
2
Established
January 1, 1870
Branches
195 domestic
Employees (FTE)
4562
FDIC Cert
18221
Fed RSSD
761806
Website
www.websterbank.com →
Parent Holding Company
WEBSTER FINANCIAL CORPORATION (RSSD 1145476)
Assets
$85.5B
Deposits
$69.4B
Loans
$57.3B
Equity
$9.7B

Profitability

Return on Assets1.23%
Return on Equity10.78%
Net Interest Margin3.30%
Yield on Earning Assets5.09%
Cost of Funds1.93%

Asset Quality

Non-Performing Loan Ratio1.73%
Net Charge-Off Ratio0.29%
Texas Ratio13.73%
Non-Performing Asset Ratio1.16%
ACL / Loans1.28%

Capital & Liquidity

CET1 Capital Ratio12.07%
Tier 1 Capital Ratio12.07%
Total Capital Ratio13.32%
Tier 1 Leverage Ratio8.49%
Loan-to-Deposit Ratio82.53%

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Webster Bank, N.A. rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Largest US Banks by Assets
#38of 4,552
85527350.00 · 99th pct
US Banks with Highest Return on Assets (ROA)
#1,861of 3,912
1.23% · 52th pct
US Banks with Highest CET1 Capital Ratio
#1,899of 2,425
12.07% · 22th pct
US Banks with Highest Texas Ratio
#540of 3,908
13.73% · 86th pct
US Banks with Highest Share of Uninsured Deposits
#424of 1,072
36.10% · 61th pct
Most Efficient US Banks (Lowest Efficiency Ratio)
#410of 3,911
45.46% · 90th pct

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-3112.07%1.23%1.73%13.73%3.30%
2025-12-3112.19%1.23%1.64%12.75%3.39%
2025-09-3012.60%1.31%1.61%11.96%3.43%
2025-06-3012.55%1.31%1.49%11.03%3.43%
2025-03-3112.56%1.17%1.59%11.80%3.43%
2024-12-3112.53%0.94%1.32%10.08%3.46%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

…
BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  3. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  4. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  5. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  6. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  7. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  8. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  9. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  10. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  11. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  12. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  13. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  14. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  15. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  16. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  17. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  18. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  19. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  20. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  21. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  22. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  23. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  24. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  25. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  26. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  27. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  28. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  29. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  30. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  31. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 31 events.

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Compare Webster Bank, N.A. with peers

Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.

Webster Bank, N.A. vs Flagstar Bank, N.A.
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Webster Bank, N.A. vs East West Bank
PASADENA, CA · $82.5B assets
Webster Bank, N.A. vs Liberty Bank
MIDDLETOWN, CT · $9.0B assets
Webster Bank, N.A. vs Bankwell Bank
NEW CANAAN, CT · $3.4B assets

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Frequently asked about Webster Bank, N.A.

What are Webster Bank, N.A.'s total assets?

As of the Q1 2026 filing, Webster Bank, N.A. reported total assets of $85.53 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Webster Bank, N.A. headquartered?

Webster Bank, N.A. is headquartered in STAMFORD, CT, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Webster Bank, N.A. founded?

Webster Bank, N.A. was established in 1870, per the FDIC institution directory.

Is Webster Bank, N.A. FDIC-insured?

Yes. Webster Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #18221). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Webster Bank, N.A.?

Webster Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Webster Bank, N.A.'s CET1 capital ratio?

Webster Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 12.07% in its most recent quarterly filing — above regulatory minimums.

How many branches does Webster Bank, N.A. operate?

Webster Bank, N.A. operates 195 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Webster Bank, N.A.'s Texas Ratio?

Webster Bank, N.A.'s Texas Ratio is 13.73% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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