Bank call report · Woodhaven, NY
Community Federal Savings Bank Call Report
BankRegReports is independent of Community Federal Savings Bank and never asks for online banking logins or passwords.
Community Federal Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 260 reported line items, schedule by schedule (994 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 3040418 |
| FDIC certificate number | 57129 |
| Total assets | $827.0M |
Official Q2 2026 call report PDF (FFIEC) →
Community Federal Savings Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Community Federal Savings Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $827.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $827.0M |
| Total Liabilities and Minority Interest | RCON2948 | $736.8M |
| Total Deposits | RCON2200 | $714.9M |
| Deposits: Noninterest-bearing | RCON6631 | $418.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $397.7M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $393.6M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $296.9M |
| Interest-bearing Balances | RCON0071 | $246.4M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $118.7M |
| Total Equity Capital | RCON3210 | $90.2M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $90.2M |
| Other Assets | RCON2160 | $62.9M |
| Surplus | RCON3839 | $53.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $39.1M |
| Other Liabilities, Total | RCON2930 | $21.9M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $4.7M |
| Allowance for Loan and Lease Losses | RCON3123 | $4.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.3M |
| Loans and Leases Held for Sale | RCON5369 | $338K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $312K |
Schedule RI: Income Statement (33 items)
About Schedule RI · Community Federal Savings Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $43.7M |
| Total Noninterest Income | RIAD4079 | $24.2M |
| Other Noninterest Income | RIADB497 | $24.0M |
| Other Noninterest Expense | RIAD4092 | $22.8M |
| Salaries and Employee Benefits | RIAD4135 | $20.2M |
| Total Interest Income | RIAD4107 | $19.9M |
| Net Interest Income | RIAD4074 | $16.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $11.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $9.9M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $6.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$3.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$3.8M |
| Total Interest Expense | RIAD4073 | $3.3M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3.3M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$2.8M |
| Net Income (Loss) | RIAD4340 | -$2.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$2.8M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $1.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.0M |
| Applicable Income Taxes | RIAD4302 | -$1.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $847K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $847K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $684K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $409K |
| Interest on Other Securities | RIAD4060 | $306K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $143K |
| Net Servicing Fees | RIADB492 | $135K |
| Other Interest Income | RIAD4518 | $64K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $51K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $37K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $13K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $5K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 227 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $251.1M |
| Balances Due from Federal Reserve Banks | RCON0090 | $203.1M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $47.9M |
| Currency and Coin | RCON0080 | $84K |
Schedule RC-B: Securities (29 items)
About Schedule RC-B · Community Federal Savings Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $11.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $10.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $24.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $24.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $20.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $20.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $121.8M |
| Pledged Securities | RCON0416 | $77.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $33.5M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $29.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $23.8M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $23.7M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $22.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $20.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $19.4M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $12.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $11.9M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $11.6M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $11.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $9.5M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $9.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $8.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $7.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $6.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $6.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $100K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $51K |
Schedule RC-C, Part I: Loans and Leases (23 items)
About Schedule RC-C, Part I · Community Federal Savings Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $398.0M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $312.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $157.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $133.7M |
| Pledged Loans and Leases | RCONG378 | $87.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $52.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $34.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $34.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $26.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $16.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $15.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $14.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $12.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $4.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $3.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.3M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $1.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $754K |
| Real Estate Loans Secured by Farmland | RCON1420 | $733K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $660K |
| Commercial and Industrial Loans | RCON1766 | $482K |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $482K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $3.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $341K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $306K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $185K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $154K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $22K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 51 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 8 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 4 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 1 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 1 |
Schedule RC-E: Deposit Liabilities (17 items)
About Schedule RC-E · Community Federal Savings Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Transaction Accounts | RCON2215 | $704.2M |
| Total Demand Deposits (See Note Below) | RCON2210 | $704.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $704.2M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $10.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $10.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $6.1M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $3.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $870K |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $739K |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $739K |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $704K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $640K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $429K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $230K |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $220K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $144K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $1K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $52.2M |
| Accounts Receivable | RCONFT34 | $22.4M |
| Computer Software | RCONFT33 | $18.6M |
| Accrued Interest Receivable | RCONB556 | $5.0M |
| Net Deferred Tax Assets | RCON2148 | $3.6M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.1M |
Schedule RC-G: Other Liabilities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $12.0M |
| Other Expenses Accrued and Unpaid | RCON3646 | $8.5M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $4.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.4M |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Community Federal Savings Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $930.9M |
| Quarterly Average of Total Loans | RCON3360 | $395.7M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $359.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $346.9M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $336.9M |
| Mortgage-backed Securities | RCONB559 | $79.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $34.6M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $20.8M |
| All Other Securities | RCONB560 | $20.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $11.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.3M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $493K |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $335K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $1K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)
About Schedule RC-L · Community Federal Savings Bank derivatives and off-balance-sheet items trends
Schedule RC-M: Memoranda (1 item)
About Schedule RC-M · Community Federal Savings Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (4 items)
About Schedule RC-N · Community Federal Savings Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.7M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.7M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $3K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $3K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Community Federal Savings Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $930.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $716.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $698.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $92.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $17.5M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $220K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,064 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 161 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 42 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Community Federal Savings Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $483.3M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Community Federal Savings Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $930.9M |
| Average total consolidated assets | RCOAKW03 | $930.9M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $483.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $96.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $92.5M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $92.5M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $92.5M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $90.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $53.4M |
| Retained Earnings | RCOAKW00 | $39.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $4.1M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $4.1M |
| Tier 2 Capital Before Deductions | RCOAP870 | $4.1M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.3M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1998 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1914 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1914 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1198 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0994 |
Schedule RC-R, Part II: Risk-Weighted Assets (40 items)
About Schedule RC-R, Part II · Community Federal Savings Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $483.3M |
| Total Risk-weighted Assets | RCONG641 | $483.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $441.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $441.1M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $441.1M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $345.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $307.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $251.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $249.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $249.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $204.5M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $118.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $104.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $104.3M |
| Total All Other Assets | RCOND981 | $63.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $60.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $57.0M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $50.9M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $49.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $46.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $41.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $37.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $37.7M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $37.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $23.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $20.9M |
| Unconditionally Cancellable Commitments | RCONS540 | $19.5M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $18.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$7.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$3.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $2.5M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $1.8M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $1.7M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $1.7M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.7M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $682K |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $338K |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $338K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $93.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $93.6M |
| Total Equity Capital | RIAD3210 | $90.2M |
| Other Comprehensive Income | RIADB511 | -$639K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Community Federal Savings Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $493K |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $493K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $2K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Community Federal Savings Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $4.1M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $3.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $493K |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $13.3M |
| Consulting and Advisory Expense | RIADF557 | $9.9M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $7.8M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $3.1M |
| Data Processing Expenses | RIADC017 | $2.9M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $1.8M |
Community Federal Savings Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Community Federal Savings Bank call report?
The Community Federal Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Community Federal Savings Bank file?
Community Federal Savings Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Community Federal Savings Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Community Federal Savings Bank has Federal Reserve RSSD ID 3040418 and FDIC certificate number 57129. Either one finds its filings on the FFIEC Central Data Repository.
How often does Community Federal Savings Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Community Federal Savings Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 57129) · FFIEC NIC profile (RSSD 3040418)