RCON2202: Total Transaction Accounts - Deposits of U.S. Government
RCON2202 is the call report code for total transaction accounts - deposits of u.s. government, reported on Schedule RC-E, Deposit Liabilities. For Q2 2026, 4,297 banks reported it, totaling $3.76B; the median among the 587 with a nonzero amount was $10K. The largest value reported for Q2 2026 was $1.19B, by Wells Fargo Bank, N.A.
Definition
Includes all deposits of federal public funds made by or for the account of the United States or some department, bureau, or official thereof. Also includes U.S. Treasury tax and loan accounts, including deposits of federal income tax withheld from employee salaries, from interest and dividend payments, and from distributions or payments from pensions, annuities, and other deferred income including IRAs, social security tax deposits and other federal tax payments, and the proceeds from sales of U.S. savings bonds. Note: only deposits credited to the U.S. Treasury tax and loan demand deposit accounts that represent funds received as of the close of business of the 'current' day should be reported as treasury tax and loan demand deposits. (The 'current' day's deposits should reflect those deposits on the bank's books standing to the credit of the U.S. Treasury's tax and loan account as of the report date.) Funds credited to tax and loan demand deposit accounts as of the close of business on previous days should already have been remitted to the Federal Reserve Bank (and thus excluded from this report) or automatically converted into open-ended interest-bearing notes (to be included in item 2840), depending on the option selected by the reporting institution, deposits standing to the credit of certain quasi-governmental institutions when the reporting bank has been designated by the U.S. Treasury as a depository for such funds, and deposits of the U.S. Postal Service and local post offices. Excludes deposits of U.S. Government Agencies and Instrumentalities. (See item 2201 for the term 'transaction accounts'.)
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON2202 sits on the call report
| Code | RCON2202 (prefix RCON, item 2202) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-E, Deposit Liabilities |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1984 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON2202 |
|---|---|---|
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $1.19B |
| PNC Bank, N.A. | Wilmington, DE | $864.2M |
| The Bank of New York Mellon | New York, NY | $468.0M |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $293.0M |
| Citibank, N.A. | Sioux Falls, SD | $198.0M |
| Trustmark Bank | Jackson, MS | $163.4M |
| Bank of America, N.A. | Charlotte, NC | $109.0M |
| Fifth Third Bank, N.A. | Cincinnati, OH | $84.0M |
| U.S. Bank N.A. | Cincinnati, OH | $64.6M |
| First Southern Bank | Columbia, MS | $34.4M |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $3.76B |
| March 31, 2026 | 4,336 | $2.49B |
| December 31, 2025 | 4,394 | $6.92B |
| September 30, 2025 | 4,435 | $6.21B |
| June 30, 2025 | 4,477 | $5.56B |
| March 31, 2025 | 4,519 | $5.61B |
| December 31, 2024 | 4,543 | $6.71B |
| September 30, 2024 | 4,572 | $6.00B |
Related
All codes on Schedule RC-E · All call report schedules · Find the code for a loan type · What a call report is