RCONL133: Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance?
RCONL133 is the call report code for does the institution use the home owners' loan act (hola) qtl test or the internal revenue service domestic building and loan association (irs dbla) test to determine its qtl compliance?, reported on Schedule RC-M, Memoranda. For Q2 2026, 243 banks reported it; the median nonzero value was 1. The largest value reported for Q2 2026 was 2, by Tecumseh Federal Bank.
Definition
Does the institution use the Home Owners' Loan Act (HOLA) Qualified Thrift Lender (QTL) test or the Internal Revenue Service Domestic Building and Loan Association (IRS DBLA) test to determine its QTL compliance?
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONL133 sits on the call report
| Code | RCONL133 (prefix RCON, item L133) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-M, Memoranda |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Count or number, as of the quarter end |
| In the MDRM since | 2012 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONL133 |
|---|---|---|
| Tecumseh Federal Bank | Tecumseh, NE | 2 |
| Wallkill Valley Federal Savings and Loan Association | Wallkill, NY | 2 |
| First Federal Savings Bank of Champaign-Urbana | Champaign, IL | 2 |
| Midland Federal Savings and Loan Association | Bridgeview, IL | 2 |
| Sunnyside Federal Savings and Loan Association of Irvington | Irvington, NY | 2 |
| Peoples State Bank, Fairmount, North Dakota | Fairmount, ND | 2 |
| Vidalia Federal Savings Bank | Vidalia, GA | 2 |
| Elizabethton Federal Savings Bank | Elizabethton, TN | 2 |
| CBL State Savings Bank | Greer, SC | 2 |
| Woodruff Federal Savings and Loan Association | Woodruff, SC | 2 |
Related
All codes on Schedule RC-M · All call report schedules · Find the code for a loan type · What a call report is