Community Federal Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Federal Savings Bank of Woodhaven, NY against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.18% | 1.35% | -1.53% | 4th bottom |
| ROAE | -1.85% | 13.34% | -15.19% | 4th bottom |
| Net Interest Margin | 3.92% | 3.93% | -0.01% | 49th below |
| Efficiency Ratio | 102.37% | 61.10% | +41.27% | 3rd bottom |
| PPNR / Avg Assets | -0.21% | 1.68% | -1.89% | 2nd bottom |
| Yield on Earning Assets | 4.75% | 5.67% | -0.92% | 15th bottom |
| Cost of Funds | 0.94% | 1.88% | -0.94% | 92nd top |
| Net Interest Spread | 2.41% | 3.33% | -0.92% | 10th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.43% | 0.94% | -0.51% | 49th below |
| NPA / Total Assets | 0.20% | 0.70% | -0.50% | 59th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 74th above |
| ACL / Total Loans | 1.02% | 1.28% | -0.26% | 29th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 240.43% | 1547.26% | -1306.83% | 53rd above |
| Texas Ratio | 1.79% | 7.34% | -5.55% | 65th above |
| Provision / NCO Behind the peer average, ahead of the median peer. | 172.51% | 1396.35% | -1223.84% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 19.14% | 19.48% | -0.34% | 74th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 19.14% | 19.52% | -0.38% | 74th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.98% | 20.61% | -0.63% | 73rd above |
| Leverage Ratio | 9.94% | 12.14% | -2.20% | 30th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.91% | 11.37% | -0.46% | 59th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.91% | 11.08% | -0.17% | 62nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.68% | 80.68% | -25.00% | 87th top |
| Core Deposit Ratio | 100.00% | 86.84% | +13.16% | 100th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.75% | 6.85% | -5.10% | 31st below |
| Loan Growth (Y/Y) | 21.82% | 7.91% | +13.91% | 94th top |
| Deposit Growth (Y/Y) | 0.39% | 6.29% | -5.90% | 25th below |
See Community Federal Savings Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Federal Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Federal Savings Bank profile, how to read a UBPR, or how this data updates.