Call report code · Schedule RI
RIAD4074: Net Interest Income
RIAD4074 is the call report code for net interest income, reported on Schedule RI, Income Statement. For Q2 2026 (year to date), 4,297 banks reported it, totaling $389.31B; the median among the 4,297 with a nonzero amount was $6.9M. The largest value reported for Q2 2026 (year to date) was $50.85B, by JPMorgan Chase Bank, N.A.
Definition
Includes the difference between 'Total Interest Expense (4073)' and 'Total Interest Income (4107)'. If negative, the amounts are enclosed in parentheses.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RIAD4074 sits on the call report
| Code | RIAD4074 (prefix RIAD, item 4074) |
|---|---|
| Prefix RIAD | Income statement items (Schedule RI and its supporting schedules). |
| Schedule | RI, Income Statement |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, year to date |
| In the MDRM since | 1984 |
Largest reported values, Q2 2026
| Bank | Headquarters | RIAD4074 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $50.85B |
| Bank of America, N.A. | Charlotte, NC | $30.38B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $26.40B |
| Citibank, N.A. | Sioux Falls, SD | $25.97B |
| Capital One, N.A. | McLean, VA | $24.71B |
| American Express National Bank | Sandy, UT | $8.88B |
| U.S. Bank N.A. | Cincinnati, OH | $8.76B |
| PNC Bank, N.A. | Wilmington, DE | $8.45B |
| Truist Bank | Charlotte, NC | $7.47B |
| Synchrony Bank | Draper, UT | $6.97B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $389.31B |
| March 31, 2026 | 4,336 | $192.19B |
| December 31, 2025 | 4,394 | $738.68B |
| September 30, 2025 | 4,435 | $545.82B |
| June 30, 2025 | 4,477 | $357.07B |
| March 31, 2025 | 4,519 | $179.14B |
| December 31, 2024 | 4,543 | $699.09B |
| September 30, 2024 | 4,572 | $519.85B |
Related
All codes on Schedule RI · All call report schedules · Find the code for a loan type · What a call report is