RCON2210: Total Demand Deposits (See Note Below)
RCON2210 is the call report code for total demand deposits (see note below), reported on Schedule RC-E, Deposit Liabilities. For Q2 2026, 4,297 banks reported it, totaling $7.36T; the median among the 4,178 with a nonzero amount was $74.9M. The largest value reported for Q2 2026 was $1.26T, by Bank of America, N.A.
Definition
Includes as Demand Deposits: 1. All checking accounts, including those pledged as collateral for loans or maintained as compensating balances. However, excluded are NOW accounts, which are reported in item 6917. 2. With the exception noted below, all outstanding certified, cashier's teller's and officer's checks or any other instruments drawn by the reporting institution for any purpose (including payment for services, dividends, or purchases). Such checks or instruments are reported in 'Other Demand Deposits (2340)', and include: A. Those drawn by the reporting institution on itself and not payable at or through another depository institution. B. Those drawn by the reporting institution and drawn on, or payable at or through, another depository institution on a zero-balance account or an account that is not routinely maintained with sufficient balances to cover checks drawn in the normal course of business (including accounts where funds are remitted by the reporting institution only when it has been advised that the checks or drafts have been presented).
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON2210 sits on the call report
| Code | RCON2210 (prefix RCON, item 2210) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-E, Deposit Liabilities |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1959 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON2210 |
|---|---|---|
| Bank of America, N.A. | Charlotte, NC | $1.26T |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $977.21B |
| Citibank, N.A. | Sioux Falls, SD | $653.35B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $479.87B |
| State Street Bank and Trust Company | Boston, MA | $230.89B |
| The Bank of New York Mellon | New York, NY | $230.57B |
| Truist Bank | Charlotte, NC | $221.01B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $183.25B |
| PNC Bank, N.A. | Wilmington, DE | $179.99B |
| Fifth Third Bank, N.A. | Cincinnati, OH | $140.79B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $7.36T |
| March 31, 2026 | 4,336 | $7.20T |
| December 31, 2025 | 4,394 | $6.98T |
| September 30, 2025 | 4,435 | $5.97T |
| June 30, 2025 | 4,477 | $5.93T |
| March 31, 2025 | 4,519 | $5.80T |
| December 31, 2024 | 4,543 | $5.67T |
| September 30, 2024 | 4,572 | $5.48T |
Related
All codes on Schedule RC-E · All call report schedules · Find the code for a loan type · What a call report is