RCONB528: Loans and Leases, Net of Unearned Income - Totals
RCONB528 is the call report code for loans and leases, net of unearned income - totals, reported on Schedule RC, Balance Sheet. For Q2 2026, 4,217 banks reported it, totaling $4.35T; the median among the 4,134 with a nonzero amount was $249.3M. The largest value reported for Q2 2026 was $65.34B, by First Horizon Bank.
Definition
Includes the amount of loans and leases held for sale at the lower of cost or fair value. The amount by which cost exceeds fair value, if any, shall be accounted for as a valuation allowance. These loans and leases are included by loan category on Schedule RC-C, part I.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCONB528 sits on the call report
| Code | RCONB528 (prefix RCON, item B528) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC, Balance Sheet |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B528 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFDB528 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCONB528 |
|---|---|---|
| First Horizon Bank | Memphis, TN | $65.34B |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $62.48B |
| Western Alliance Bank | Phoenix, AZ | $60.95B |
| Webster Bank, N.A. | Stamford, CT | $57.87B |
| SouthState Bank, N.A. | Winter Haven, FL | $50.85B |
| Columbia Bank | Lake Oswego, OR | $47.17B |
| CIBC Bank USA | Chicago, IL | $43.17B |
| EverBank, N.A. | Jacksonville, FL | $37.06B |
| Associated Bank, N.A. | Green Bay, WI | $36.47B |
| First National Bank of Pennsylvania | Greenville, PA | $35.72B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $4.35T |
| March 31, 2026 | 4,256 | $4.30T |
| December 31, 2025 | 4,314 | $4.39T |
| September 30, 2025 | 4,355 | $4.34T |
| June 30, 2025 | 4,397 | $4.29T |
| March 31, 2025 | 4,437 | $4.24T |
| December 31, 2024 | 4,461 | $4.22T |
| September 30, 2024 | 4,490 | $4.19T |
Related
All codes on Schedule RC · All call report schedules · Find the code for a loan type · What a call report is