RCFDB528: Loans and Leases, Net of Unearned Income - Totals
RCFDB528 is the call report code for loans and leases, net of unearned income - totals, reported on Schedule RC, Balance Sheet. For Q2 2026, 80 banks reported it, totaling $9.39T; the median among the 71 with a nonzero amount was $44.41B. The largest value reported for Q2 2026 was $1.52T, by JPMorgan Chase Bank, N.A.
Definition
Includes the amount of loans and leases held for sale at the lower of cost or fair value. The amount by which cost exceeds fair value, if any, shall be accounted for as a valuation allowance. These loans and leases are included by loan category on Schedule RC-C, part I.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFDB528 sits on the call report
| Code | RCFDB528 (prefix RCFD, item B528) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC, Balance Sheet |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 2001 |
The same item under other prefixes
Item B528 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCONB528 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFDB528 |
|---|---|---|
| JPMorgan Chase Bank, N.A. | Columbus, OH | $1.52T |
| Bank of America, N.A. | Charlotte, NC | $1.21T |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $994.99B |
| Citibank, N.A. | Sioux Falls, SD | $750.74B |
| Capital One, N.A. | McLean, VA | $457.17B |
| U.S. Bank N.A. | Cincinnati, OH | $410.30B |
| PNC Bank, N.A. | Wilmington, DE | $367.99B |
| Truist Bank | Charlotte, NC | $329.89B |
| Goldman Sachs Bank USA | New York, NY | $217.69B |
| The Huntington National Bank | Columbus, OH | $189.30B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $9.39T |
| March 31, 2026 | 80 | $9.19T |
| December 31, 2025 | 80 | $8.89T |
| September 30, 2025 | 80 | $8.70T |
| June 30, 2025 | 80 | $8.58T |
| March 31, 2025 | 82 | $8.40T |
| December 31, 2024 | 82 | $8.36T |
| September 30, 2024 | 82 | $8.29T |
Related
All codes on Schedule RC · All call report schedules · Find the code for a loan type · What a call report is