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Call report code · Schedule RC-R, Part I

RCOAKW00: Retained Earnings

RCOAKW00 is the call report code for retained earnings, reported on Schedule RC-R, Part I, Regulatory Capital Components and Ratios. For Q2 2026 (year to date), 4,217 banks reported it, totaling $407.37B; the median among the 4,213 with a nonzero amount was $27.8M. The largest value reported for Q2 2026 (year to date) was $7.90B, by Zions Bancorporation, N.A.

Where RCOAKW00 sits on the call report

Reference facts for call report code RCOAKW00
CodeRCOAKW00 (prefix RCOA, item KW00)
Prefix RCOARegulatory capital items reported on Schedule RC-R.
ScheduleRC-R, Part I, Regulatory Capital Components and Ratios
Reported onFFIEC 041, FFIEC 051
ValueDollar amount, reported in thousands, year to date
In the MDRM since2019

The same item under other prefixes

Item KW00 is also reported under these codes. Which banks file each one depends on the form they file.

CodeMeaning of the prefixBanks reporting
RCFAKW00 Regulatory capital items reported on Schedule RC-R 80

Largest reported values, Q2 2026

The ten banks reporting the largest RCOAKW00 values
BankHeadquartersRCOAKW00
Zions Bancorporation, N.A. Salt Lake City, UT $7.90B
Deutsche Bank Trust Company Americas New York, NY $6.95B
CIBC Bank USA Chicago, IL $5.24B
Western Alliance Bank Phoenix, AZ $5.20B
Bank OZK Little Rock, AR $4.54B
Frost Bank San Antonio, TX $4.34B
MidFirst Bank Oklahoma City, OK $3.72B
First Horizon Bank Memphis, TN $3.47B
BOKF, N.A. Tulsa, OK $3.41B
First National Bank of Omaha Omaha, NE $3.29B

Total reported by quarter

Sum of RCOAKW00 across the banks that reported it, by quarter
Quarter endBanks reportingTotal reported
June 30, 20264,217$407.37B
March 31, 20264,256$399.32B
December 31, 20254,314$403.93B
September 30, 20254,355$401.24B
June 30, 20254,397$394.24B
March 31, 20254,437$388.35B
December 31, 20244,461$384.25B
September 30, 20244,490$377.97B

Related

All codes on Schedule RC-R, Part I · All call report schedules · Find the code for a loan type · What a call report is