RCON3485: Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average
RCON3485 is the call report code for transaction accounts (in domestic offices) (now accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average, reported on Schedule RC-K, Quarterly Averages. For Q2 2026, 4,297 banks reported it, totaling $4.85T; the median among the 4,108 with a nonzero amount was $50.6M. The largest value reported for Q2 2026 was $573.31B, by Wells Fargo Bank, N.A.
Definition
Includes the quarterly average for the three interest-bearing categories of transaction accounts: NOW accounts, ATS accounts, and telephone and preauthorized transfer accounts as defined for 'Total Transaction Accounts.' (See item 2201.) Excludes demand deposits which are noninterest-bearing transaction accounts.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON3485 sits on the call report
| Code | RCON3485 (prefix RCON, item 3485) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC-K, Quarterly Averages |
| Reported on | FFIEC 031, FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1987 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON3485 |
|---|---|---|
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $573.31B |
| Citibank, N.A. | Sioux Falls, SD | $543.67B |
| Bank of America, N.A. | Charlotte, NC | $535.48B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $388.62B |
| Goldman Sachs Bank USA | New York, NY | $257.23B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $162.43B |
| State Street Bank and Trust Company | Boston, MA | $156.46B |
| Truist Bank | Charlotte, NC | $136.09B |
| PNC Bank, N.A. | Wilmington, DE | $135.78B |
| The Bank of New York Mellon | New York, NY | $134.88B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,297 | $4.85T |
| March 31, 2026 | 4,336 | $4.69T |
| December 31, 2025 | 4,394 | $4.41T |
| September 30, 2025 | 4,435 | $4.14T |
| June 30, 2025 | 4,477 | $4.08T |
| March 31, 2025 | 4,519 | $4.01T |
| December 31, 2024 | 4,543 | $3.92T |
| September 30, 2024 | 4,572 | $3.79T |
Related
All codes on Schedule RC-K · All call report schedules · Find the code for a loan type · What a call report is