RCON0071: Interest-bearing Balances
RCON0071 is the call report code for interest-bearing balances, reported on Schedule RC, Balance Sheet. For Q2 2026, 4,217 banks reported it, totaling $366.28B; the median among the 4,146 with a nonzero amount was $16.7M. The largest value reported for Q2 2026 was $16.06B, by Deutsche Bank Trust Company Americas.
Definition
The total of all interest-bearing balances due from depository institutions that are included in Schedule RC-A, item 0010.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCON0071 sits on the call report
| Code | RCON0071 (prefix RCON, item 0071) |
|---|---|
| Prefix RCON | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items. |
| Schedule | RC, Balance Sheet |
| Reported on | FFIEC 041, FFIEC 051 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1976 |
The same item under other prefixes
Item 0071 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCFD0071 | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices) | 80 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCON0071 |
|---|---|---|
| Deutsche Bank Trust Company Americas | New York, NY | $16.06B |
| The Depository Trust Company | Brooklyn, NY | $10.80B |
| Barclays Bank Delaware | Wilmington, DE | $10.22B |
| CIBC Bank USA | Chicago, IL | $9.12B |
| Frost Bank | San Antonio, TX | $5.77B |
| Western Alliance Bank | Phoenix, AZ | $5.48B |
| Sallie Mae Bank | Salt Lake City, UT | $4.48B |
| TD Bank USA, N.A. | Wilmington, DE | $4.22B |
| Customers Bank | Malvern, PA | $4.09B |
| Sumitomo Mitsui Trust Bank (U.S.A.) Limited | Hoboken, NJ | $3.79B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 4,217 | $366.28B |
| March 31, 2026 | 4,256 | $391.73B |
| December 31, 2025 | 4,314 | $383.70B |
| September 30, 2025 | 4,355 | $378.08B |
| June 30, 2025 | 4,397 | $347.90B |
| March 31, 2025 | 4,437 | $379.53B |
| December 31, 2024 | 4,461 | $359.62B |
| September 30, 2024 | 4,490 | $354.78B |
Related
All codes on Schedule RC · All call report schedules · Find the code for a loan type · What a call report is