RCFD0071: Interest-bearing Balances
RCFD0071 is the call report code for interest-bearing balances, reported on Schedule RC, Balance Sheet. For Q2 2026, 80 banks reported it, totaling $2.05T; the median among the 79 with a nonzero amount was $3.54B. The largest value reported for Q2 2026 was $328.38B, by Citibank, N.A.
Definition
The total of all interest-bearing balances due from depository institutions that are included in Schedule RC-A, item 0010.
Source: Federal Reserve Micro Data Reference Manual (MDRM). The FFIEC call report instructions remain the authority on how to report the item.
Where RCFD0071 sits on the call report
| Code | RCFD0071 (prefix RCFD, item 0071) |
|---|---|
| Prefix RCFD | The consolidated bank, domestic and foreign offices, reported by FFIEC 031 filers (banks with foreign offices). |
| Schedule | RC, Balance Sheet |
| Reported on | FFIEC 031 |
| Value | Dollar amount, reported in thousands, as of the quarter end |
| In the MDRM since | 1978 |
The same item under other prefixes
Item 0071 is also reported under these codes. Which banks file each one depends on the form they file.
| Code | Meaning of the prefix | Banks reporting |
|---|---|---|
| RCON0071 | Domestic offices. Banks without foreign offices (FFIEC 041 and 051 filers) report their whole balance sheet in RCON items | 4,217 |
Largest reported values, Q2 2026
| Bank | Headquarters | RCFD0071 |
|---|---|---|
| Citibank, N.A. | Sioux Falls, SD | $328.38B |
| JPMorgan Chase Bank, N.A. | Columbus, OH | $291.96B |
| Bank of America, N.A. | Charlotte, NC | $190.79B |
| Wells Fargo Bank, N.A. | Sioux Falls, SD | $159.93B |
| The Bank of New York Mellon | New York, NY | $146.33B |
| State Street Bank and Trust Company | Boston, MA | $144.81B |
| Goldman Sachs Bank USA | New York, NY | $122.38B |
| Morgan Stanley Bank, N.A. | Salt Lake City, UT | $79.24B |
| U.S. Bank N.A. | Cincinnati, OH | $60.24B |
| The Northern Trust Company | Chicago, IL | $57.47B |
Total reported by quarter
| Quarter end | Banks reporting | Total reported |
|---|---|---|
| June 30, 2026 | 80 | $2.05T |
| March 31, 2026 | 80 | $2.08T |
| December 31, 2025 | 80 | $1.96T |
| September 30, 2025 | 80 | $1.93T |
| June 30, 2025 | 80 | $2.08T |
| March 31, 2025 | 82 | $2.07T |
| December 31, 2024 | 82 | $2.11T |
| September 30, 2024 | 82 | $2.11T |
Related
All codes on Schedule RC · All call report schedules · Find the code for a loan type · What a call report is